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Capitol Bancorp Q3 net loss down

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Nov 30, 2012 (Datamonitor via COMTEX) -- Capitol Bancorp Ltd. has reported net loss attributable to the company of $5.67 million, or $0.14 loss per share, for the third quarter ended September 30, 2012, compared to a net loss attributable to the company of $22.76 million, or $0.55 loss per share, for the same quarter ended September 30, 2011.

Net interest income for the third quarter ended September 30, 2012 was $15.34 million, compared to $15.27 million for the same quarter ended September 30, 2011.

Net loss attributable to the company for the nine months ended September 30, 2012 was $23.92 million, or $0.58 loss per share, compared to a net loss attributable to the company of $38.91 million, or $1.02 loss per share, for the same period ended September 30, 2011.

Net interest income for the nine months ended September 30, 2012 was $43.51 million, compared to $47.93 million for the same period ended September 30, 2011.

Capitol's Chairman and CEO Joseph Reid said: "Another quarter of active management and resolution-oriented focus resulted in net loan charge-offs of $7.7 million for the third quarter of 2012, a significant decrease from nearly $24.9 million for the corresponding period of 2011.

"In addition, for the third quarter of 2012, (excluding the effect of affiliate divestitures), total nonperforming loans have declined 13 percent and total nonperforming assets have fallen 10 percent on a linked-quarter basis (declining almost 35 percent and 26 percent, respectively, from year-end 2011 totals). This continued decline is encouraging and we perceive these trendlines as an indication of continued improving fundamentals and a validation of the assumptions underlying the restructuring plan."


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