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What's Up With These Ridiculous Stock Gains?

Steve Reitmeister didn't want me to tell you this. He felt that one strategy's performance stands out so much that... Read on >>

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EMCI: Emc Insurance Group Inc - Full Company Report Enter Ticker:

Quote	Estimates	Charts	Company Reports	News	Financials

Full Company Report \| Estimates \| Brokerage Recommendations \| Comparison to Industry \| Insiders \| Brokerage Reports \| Zacks Equity Research \| Annual Report

EMC INSURANCE GROUP INC (NASD)
EMCI	21.82	-0.02	(-0.09%)	Vol. 3,640	16:00 ET

EMC Insurance Group Inc. is an insurance holding company. EMC Insurance Group Inc. is owned by Employers Mutual Casualty Company, a multiple-line property and casualty insurance company and conducts its insurance business through two business segments as follows, Property and Casualty Insurance and Reinsurance.

General Information

EMC INSURANCE

717 Mulberry Street Des Moines, IA 50309 Phone: 515 345-2902 Fax: 515 345-2895 Web: www.emcins.com Email: emcins.group@emcins.com

Industry	INS-PROP&CASLTY
Sector:	Finance

Fiscal Year End	December
Last Reported Quarter	09/30/09
Next EPS Date	02/19/2010

Price and Volume Information

Zacks Rank
Yesterday's Close	21.84
52 Week High	25.65
52 Week Low	18.01
Beta	0.70
20 Day Moving Average	18,925.55
Target Price Consensus	22

% Price Change
4 Week	-2.05
12 Week	0.99
YTD	-16.10

% Price Change Relative to S&P 500
4 Week	-3.11
12 Week	-4.79
YTD	-30.56

Share Information
Shares Outstanding (millions)	13.24
Market Capitalization (millions)	284.95
Short Ratio	3.70
Last Split Date	N/A

Dividend Information
Dividend Yield	3.35%
Annual Dividend	$0.72
Payout Ratio	0.36
Change in Payout Ratio	0.00
Last Dividend Payout / Amount	11/19/2009 / $0.36

EPS Information
Current Quarter EPS Consensus Estimate	0.38
Current Year EPS Consensus Estimate	1.90
Estimated Long-Term EPS Growth Rate	5.00
Next EPS Report Date	02/19/2010

Consensus Recommendations
Current (1=Strong Buy, 5=Strong Sell)	3.00
30 Days Ago	3.00
60 Days Ago	3.00
90 Days Ago	3.00

Fundamental Ratios

P/E
Current FY Estimate:	11.33
Trailing 12 Months:	10.76
PEG Ratio	2.27

EPS Growth
vs. Previous Year	1,300.00%
vs. Previous Quarter	-50.00%

Sales Growth
vs. Previous Year	-0.08%
vs. Previous Quarter:	1.20%

Price Ratios
Price/Book	0.85
Price/Cash Flow	19.56
Price / Sales	0.66

ROE
09/30/09	1,842.27
06/30/09	1,889.31
03/31/09	1,826.62

ROA
09/30/09	488.88
06/30/09	499.25
03/31/09	495.58

Current Ratio
09/30/09	0.53
06/30/09	0.23
03/31/09	0.18

Quick Ratio
09/30/09	-
06/30/09	0.23
03/31/09	0.18

Operating Margin
09/30/09	1,282.55
06/30/09	1,281.49
03/31/09	1,275.88

Net Margin
09/30/09	4.80
06/30/09	-0.45
03/31/09	-3.31

Pre-Tax Margin
09/30/09	4.80
06/30/09	-0.45
03/31/09	-3.31

Book Value
09/30/09	25.25
06/30/09	23.22
03/31/09	21.63

Inventory Turnover
09/30/09	-
06/30/09	-
03/31/09	-

Debt-to-Equity
09/30/09	-
06/30/09	0.11
03/31/09	0.12

Debt to Capital
09/30/09	-
06/30/09	9.95
03/31/09	10.98


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