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PBNY: Provident New York Bancorp - Full Company Report Enter Ticker:

Quote	Estimates	Charts	Company Reports	News	Financials

Full Company Report \| Estimates \| Brokerage Recommendations \| Comparison to Industry \| Insiders \| Brokerage Reports \| Zacks Equity Research \| Annual Report

PROVIDENT NEW YORK BANCORP (NASD)
PBNY	8.71	N/A	(N/A%)	Vol. 0	N/A ET

Provident New York Bancorp is a leading full-service independent community bank that helps families and businesses make the most of life's opportunities. By combining state-of-the-art technology with our own brand of local decision making, we can deliver the quality financial products and services you need, how, when and where you need them.

General Information

PROVIDENT NY BP

400 Rella Boulevard Montebello, NY 10901 Phone: 845 369-8040 Fax: 845-369-8060 Web: www.providentbanking.com Email: customercare@pbcpny.com

Industry	BANKS-NORTHEAST
Sector:	Finance

Fiscal Year End	September
Last Reported Quarter	09/30/09
Next EPS Date	01/14/2010

Price and Volume Information

Zacks Rank
Yesterday's Close	8.71
52 Week High	13.13
52 Week Low	7.30
Beta	0.72
20 Day Moving Average	107,427.70
Target Price Consensus	9.5

% Price Change
4 Week	-3.20
12 Week	-9.71
YTD	-31.77

% Price Change Relative to S&P 500
4 Week	-4.25
12 Week	-14.88
YTD	-43.53

Share Information
Shares Outstanding (millions)	39.62
Market Capitalization (millions)	335.21
Short Ratio	11.10
Last Split Date	01/15/2004

Dividend Information
Dividend Yield	2.84%
Annual Dividend	$0.24
Payout Ratio	0.36
Change in Payout Ratio	-0.04
Last Dividend Payout / Amount	10/29/2009 / $0.06

EPS Information
Current Quarter EPS Consensus Estimate	0.07
Current Year EPS Consensus Estimate	0.33
Estimated Long-Term EPS Growth Rate	-
Next EPS Report Date	01/14/2010

Consensus Recommendations
Current (1=Strong Buy, 5=Strong Sell)	4.00
30 Days Ago	4.00
60 Days Ago	4.00
90 Days Ago	4.00

Fundamental Ratios

P/E
Current FY Estimate:	25.64
Trailing 12 Months:	12.82
PEG Ratio	-

EPS Growth
vs. Previous Year	-23.53%
vs. Previous Quarter	-43.48%

Sales Growth
vs. Previous Year	-8.87%
vs. Previous Quarter:	-18.38%

Price Ratios
Price/Book	0.80
Price/Cash Flow	11.16
Price / Sales	1.95

ROE
09/30/09	6.16
06/30/09	6.58
03/31/09	6.01

ROA
09/30/09	0.89
06/30/09	0.93
03/31/09	0.84

Current Ratio
09/30/09	-
06/30/09	0.96
03/31/09	0.93

Quick Ratio
09/30/09	-
06/30/09	0.96
03/31/09	0.93

Operating Margin
09/30/09	15.08
06/30/09	15.56
03/31/09	14.54

Net Margin
09/30/09	-
06/30/09	22.18
03/31/09	20.51

Pre-Tax Margin
09/30/09	-
06/30/09	22.18
03/31/09	20.51

Book Value
09/30/09	-
06/30/09	10.55
03/31/09	10.57

Inventory Turnover
09/30/09	-
06/30/09	15.11
03/31/09	19.88

Debt-to-Equity
09/30/09	-
06/30/09	1.21
03/31/09	1.19

Debt to Capital
09/30/09	-
06/30/09	54.72
03/31/09	54.41


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