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Quote	Estimates	Charts	Company Reports	News	Financials

Full Company Report \| Estimates \| Brokerage Recommendations \| Comparison to Industry \| Insiders \| Brokerage Reports \| Zacks Equity Research \| Annual Report

STATE AUTO FINAN CP (NASD)
STFC	17.05	0.46	(2.77%)	Vol. 22,050	11:07 ET

State Auto Financial Corporation is an insurance holding company, which engages, through its subsidiaries, primarily in the property and casualty insurance business. The company's principal subsidiary is State Auto Property and Casualty Insurance Company. State Auto P&C is a regional insurer engaged primarily in writing personal and commercial automobile, homeowners, commercial multi-peril, workers' compensation and fire insurance.

General Information

STATE AUTO FINL

518 East Broad Street Columbus, OH 43215-3976 Phone: 614 464-5000 Fax: 614 464-5374 Web: www.stfc.com Email: STFCinvest@StateAuto.com

Industry	INS-PROP&CASLTY
Sector:	Finance

Fiscal Year End	December
Last Reported Quarter	09/30/09
Next EPS Date	02/16/2010

Price and Volume Information

Zacks Rank
Yesterday's Close	16.59
52 Week High	30.25
52 Week Low	14.29
Beta	0.81
20 Day Moving Average	31,868.90
Target Price Consensus	21.86

% Price Change
4 Week	-4.82
12 Week	-4.38
YTD	-44.81

% Price Change Relative to S&P 500
4 Week	-5.85
12 Week	-9.85
YTD	-54.32

Share Information
Shares Outstanding (millions)	39.76
Market Capitalization (millions)	659.60
Short Ratio	6.59
Last Split Date	07/09/1998

Dividend Information
Dividend Yield	3.62%
Annual Dividend	$0.60
Payout Ratio	1.20
Change in Payout Ratio	0.87
Last Dividend Payout / Amount	09/10/2009 / $0.15

EPS Information
Current Quarter EPS Consensus Estimate	0.47
Current Year EPS Consensus Estimate	0.46
Estimated Long-Term EPS Growth Rate	9.00
Next EPS Report Date	02/16/2010

Consensus Recommendations
Current (1=Strong Buy, 5=Strong Sell)	3.00
30 Days Ago	2.60
60 Days Ago	2.60
90 Days Ago	2.60

Fundamental Ratios

P/E
Current FY Estimate:	36.20
Trailing 12 Months:	33.18
PEG Ratio	4.02

EPS Growth
vs. Previous Year	190.00%
vs. Previous Quarter	325.00%

Sales Growth
vs. Previous Year	7.95%
vs. Previous Quarter:	2.40%

Price Ratios
Price/Book	0.79
Price/Cash Flow	182.29
Price / Sales	0.55

ROE
09/30/09	2.54
06/30/09	-0.36
03/31/09	-0.16

ROA
09/30/09	0.80
06/30/09	-0.11
03/31/09	-0.05

Current Ratio
09/30/09	0.12
06/30/09	0.13
03/31/09	0.16

Quick Ratio
09/30/09	0.12
06/30/09	0.13
03/31/09	0.16

Operating Margin
09/30/09	1.65
06/30/09	-0.24
03/31/09	-0.11

Net Margin
09/30/09	-2.86
06/30/09	-6.63
03/31/09	-7.75

Pre-Tax Margin
09/30/09	-2.86
06/30/09	-6.63
03/31/09	-7.75

Book Value
09/30/09	20.98
06/30/09	19.69
03/31/09	19.20

Inventory Turnover
09/30/09	-
06/30/09	-
03/31/09	-

Debt-to-Equity
09/30/09	0.14
06/30/09	0.15
03/31/09	0.15

Debt to Capital
09/30/09	12.33
06/30/09	13.08
03/31/09	13.42


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