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Fiserv Launches SpotPay

by Zacks Equity Research

September 14, 2012 | Comments : 0 Recommended this article: (0)

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Fiserv, Inc. ( FISV - Analyst Report ) recently announced the launch of SpotPay, a mobile card reader solution for financial institutions, which will allow consumers to swipe credit and debit cards along with depositing checks and accepting payments anywhere and anytime.
SpotPay facilitates check deposition for consumers using the mobile remote deposit capture feature from Fiserv that enables users to securely capture a picture of the front and back of a check and deposit it electronically.
Fiserv is set to offer SpotPay as a part of the ACCEL/Exchange payments network. Customers on the ACCEL/Exchange payments network can easily add SpotPay to their network as no technical or operational integrations are required. Financial institutions can deploy SpotPay to offer their small business and merchant customers secured and low-cost solution to accept credit and debit card payments as well as deposit checks.
Fiserv assists financial institutions and health plan administrators in managing their information systems in order to efficiently deliver services to their customers. The company provides financial services technology solutions, including electronic commerce systems and services, such as transaction processing, electronic bill payment and presentment, business process outsourcing, document distribution services, and software and systems solutions.
Fiserv continues to innovate its existing product portfolio along with expanding the same. As per a survey, most small businesses, with less than $11 million in annual sales, prefer using a smartphone or tablet to receive and process debit or credit card payments from their customers if the services are available.
Consequently, the SpotPay solution provides financial institutions with new opportunities to attract, retain and grow deposits by enabling their small business and merchant customers generate more business by accepting all types of payments.
We believe Fiserv’s integrated, wide-ranging suite of products will boost its growth going forward. We currently have a long-term recommendation of Neutral for Fiserv. The stock also bears a Zacks #3 Rank, which translates into a short-term rating of Hold.

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