Heritage Fin Gp: (NASD: HBOS)

$14.20

-0.08 (-0.56%)

Volume 8,436

May 13 04:00 PM ET

Zacks Rank: 3-Hold

Zacks Rank	Definition	Annualized Return
#1	Strong Buy	26.27%
#2	Buy	18.43%
#3	Hold	9.86%
#4	Sell	4.09%
#5	Strong Sell	1.87%
S&P	500	9.59%

Overview Quote

            Stock Activity
        
		Day Low - High
		14.10 - 14.56
	
		52wk Low - High
		11.36 - 15.00
	
		Previous Close
		14.28
	
		Avg. Volume
		15,399
	
		Industry
		BANKS-SOUTHEAST
	
		Market Cap
		111.91 M
	
		Div - Yield
		0.12 - 0.85
	
		Beta
		0.63
	
		PE (Forward)
		10.76
	
		Current Year Est.
		1.32
	
		Quarterly Earnings ESP 
		NA
	
Earnings ESP (Expected Surprise Prediction) is Zacks' proprietary methodology for determining which stocks have the best chance to surprise with their next earnings announcement. The Earnings ESP shows the percentage difference between the Most Accurate Estimate and the Consensus.

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		Zacks Rank  Short-Term: 1-3 Months
                                                                
                                                                Zacks #1 Rank Strong Buys
                                                                
                                                            This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below. 

                                                                        Zacks Rank
                                                                        Definition
                                                                        Annualized Return
                                                                    
                                                                        #1
                                                                        Strong Buy
                                                                        26.27%
                                                                    
                                                                        #2
                                                                        Buy
                                                                        18.43%
                                                                    
                                                                        #3
                                                                        Hold
                                                                        9.86%
                                                                    
                                                                        #4
                                                                        Sell
                                                                        4.09%
                                                                    
                                                                        #5
                                                                        Strong Sell
                                                                        1.87%
                                                                    
                                                                        S&P
                                                                        500
                                                                        9.59%
                                                                    
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		3
Hold

		Zacks Recommendation  Long-Term: 6+ Months
                                                                
                                                                All Outperform Rated Stocks
                                                                
                                                            Zacks Recommendations are an excellent predictor of stock price movement over a 6+ month time frame. The recommendations come from the Zacks Equity Research group which combines the Zacks Rank with the insights from their team of over 50 equity analysts. The result is superior long term stock ratings.
The Zacks Recommendations are split into 3 groups: Buy, Hold and Sell. Our Buy recommendations have generated returns of 34.4% in 2006, and 16.69% in 2007. When Zacks Premium members click on the recommendation it will launch them to the Zacks Equity Research report for the stock.    More on these reports below.

                                                                    Difference Between Zacks Rank and Zacks Recommendation

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		No Zacks Recommendation
	
		Zacks Industry Rank Which industries are set to outperform or underperform the market? You'll find the answer here. We have broken down all industries into over 200 classifications. Then ranked these industries using the most powerful indicator we know (the Zacks Rank). The higher the industry rank, the better the industry should perform in the future. Once you have found an attractive industry then check out the Rank in Industry to find the best stocks within the industry.
When Zacks Premium members click on the Zacks Industry Rank link they will see the full listing of industries and their current rankings.

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                                                                Zacks Industry Rank - All current industry ranks. 

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		67 out of 265
	
		Equity Research Report The Zacks Recommendations and Zacks Target Prices are just two of the valuable resources you'll find in the reports created by the Zacks Equity Research group. When Zacks Premium members click on this link they will taken to a page that gives them access to the Zacks Equity Research report for the stock.

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Updated as of NA

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                Key Earnings Data
            
                            PE (Forward)
                            10.76
                        
                            PEG Ratio
                            1.34
                        
                            Current Year Est.
                            1.32
                        
                            Current Quarter Estimate
                            0.28
                        
                            Most Accurate Estimate
                            NA
                        
                            Earnings ESP 
                            NA
                        
                            Next Earnings Report Date
                            07-24-2013
                        
                            EPS Last Year
                            0.79
                        
                            Expected Earnings Growth
                            8.00%
                        
Earnings ESP (Expected Surprise Prediction) is Zacks' proprietary methodology for determining which stocks have the best chance to surprise with their next earnings announcement. The Earnings ESP shows the percentage difference between the Most Accurate Estimate and the Consensus.

            Company Description
        
HERITAGE FINANCIAL GROUP is the mid-tier holding company for HeritageBank of the South, a community-oriented bank serving primarily Southwest Georgia and North Central Florida through seven full-service banking offices.   
Full HBOS Company Report

        
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            <a href="#"><img id="dart_image_1" src="http://b7d61a7c6b8c307bf531-a92a66b9587e2a0aa805bd4e70b98407.r95.cf2.rackcdn.com/images/zacks/logos/zacks_logo_230x76.png" width="336" height="280" border="0" alt="" /></a>        
Turn Earnings Surprises into quick profits.
 
HBOS Chart  by YCharts

Earnings Estimates

	Current Qtr (06/2013)	Next Qtr (09/2013)	Current Year (12/2013)	Next Year (12/2014)
Average Estimate	0.28	0.40	1.32	1.60
Number of Estimates	1	1	1	1
Low Estimate	0.28	0.40	1.32	1.60
High Estimate	0.28	0.40	1.32	NA
Year Ago EPS	0.17	0.19	0.67	1.32
EPS Growth	64.71%	110.53%	97.01%	21.21%

More HBOS Estimates

Average Earnings Estimates for HBOS

EPS Growth for HBOS

Industry Analysis

Name	Symbol	Previous Close
HERITAGE FIN GP	HBOS	14.20
AMER NATL BNKSH	AMNB	21.16
AMERIS BANCORP	ABCB	15.51
FIRST M & F CRP	FMFC	14.55
PINNACLE FIN PT	PNFP	25.21
POPULAR INC	BPOP	29.44
1ST UTD BC/NO	FUBC	6.64
BANK OZARKS	OZRK	42.36
CAPITAL CITY BK	CCBG	11.65
CENTERSTATE BNK	CSFL	8.50

Sector:Finance>> Industry:BANKS-SOUTHEAST

COMPARE TICKER vs. Its Peers

Zacks Commentary

Synovus Makes Strategic Acquisition

May 13, 2013

Zacks Rank #1 Addition for Friday

Apr 12, 2013

Report Not Available

More HBOS Zacks Commentary

Financials

EPS TTM	0.79
Sales	68
Net Income	10
Price/Earnings	17.98
Price/Book	0.99
Price/Cash Flow	32.76
Price/Sales	1.50

More HBOS Financials

News

Heritage Financial Group, Inc. to Present at the 18th Annual Gulf South Bank Conference - Businesswire

May 1, 2013

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

Apr 26, 2013

Heritage Financial posts USD 3.9m of net income for Q1 - M2

Apr 26, 2013

Heritage Financial Group, Inc. Reports First Quarter Net Income of $3.9 Million or $0.52 Per Diluted Share - Businesswire

Apr 25, 2013

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

Apr 25, 2013

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

Apr 24, 2013

MLN, EXR, ADY, HBOS, FMCN, HOVNP Are Seasonally Ripe To Go Up In the Next Five Weeks - M2

Apr 22, 2013

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

Apr 20, 2013

See All News Stories on HBOS

Broker Recommendations

Current ABR	2.00
ABR (Last Week)	2.00
# of recs in ABR	1
Average Target Price	18.50
Industry Rank by ABR	67 out of 265
Rank in Industry	23 out of 61

More HBOS Broker Recommendations

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Heritage Fin Gp: (NASD: HBOS)

$14.20

-0.08 (-0.56%)

Volume 8,436

May 13 04:00 PM ET

Stock Activity

Premium research

Zacks Rank Short-Term: 1-3 Months

Zacks #1 Rank Strong Buys

Zacks Recommendation Long-Term: 6+ Months

All Outperform Rated Stocks

Zacks Industry Rank

Equity Research Report

Key Earnings Data

Company Description

Earnings Estimates

Industry Analysis

Sector:Finance>> Industry:BANKS-SOUTHEAST

Zacks Commentary

Synovus Makes Strategic Acquisition

Zacks Rank #1 Addition for Friday

Report Not Available

Financials

News

Heritage Financial Group, Inc. to Present at the 18th Annual Gulf South Bank Conference - Businesswire

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

Heritage Financial posts USD 3.9m of net income for Q1 - M2

Heritage Financial Group, Inc. Reports First Quarter Net Income of $3.9 Million or $0.52 Per Diluted Share - Businesswire

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

MLN, EXR, ADY, HBOS, FMCN, HOVNP Are Seasonally Ripe To Go Up In the Next Five Weeks - M2

Heritage Financial GroupCorporate Event Announcement Notice - Wall Street Horizon

Broker Recommendations

Day Low - High	14.10 - 14.56
52wk Low - High	11.36 - 15.00
Previous Close	14.28
Avg. Volume	15,399
Industry	BANKS-SOUTHEAST
Market Cap	111.91 M
Div - Yield	0.12 - 0.85
Beta	0.63
PE (Forward)	10.76
Current Year Est.	1.32
Quarterly Earnings ESP	NA

PE (Forward)	10.76
PEG Ratio	1.34
Current Year Est.	1.32
Current Quarter Estimate	0.28
Most Accurate Estimate	NA
Earnings ESP	NA
Next Earnings Report Date	07-24-2013
EPS Last Year	0.79
Expected Earnings Growth	8.00%