Heritage Financial Group Inc: (NASD: HBOS)
$14.47
0.27 (1.90%)
Volume 13,715
May 14 04:00 PM ET
Zacks Rank: 3-Hold 
| #3 |
Full Company Report
HERITAGE FINANCIAL GROUP is the mid-tier holding company for HeritageBank of the South, a community-oriented bank serving primarily Southwest Georgia and North Central Florida through seven full-service banking offices.
General Information
HERITAGE FIN GP
721 NORTH WESTOVER BOULEVARD
ALBANY, GA 31707
Phone: 229-420-0000
Fax: 229-878-3349
Web: http://www.eheritagebank.com
Email: pat.watson@cci-ir.com
| Industry | BANKS-SOUTHEAST |
| Sector | Finance |
| Fiscal Year End | December |
| Last Reported Quarter | 03/31/2013 |
| Next EPS Date | 07/24/2013 |
Price and Volume Information
| Zacks Rank |  |
| Yesterday's Close | 14.20 |
| 52 Week High | 15.00 |
| 52 Week Low | 11.36 |
| Beta | 0.63 |
| 20 Day Moving Average | 15,969.55 |
| Target Price Consensus | 18.50 |
% Price Change
| 4 Week | 2.82 |
| 12 Week | 1.57 |
| YTD | 3.55 |
Share Information
| Shares Outstanding (millions) | 7.88 |
| Market Capitalization (millions) | 111.91 |
| Short Ratio | 2.89 |
| Last Split Date | 11/30/10 |
% Price Change Relative to S&P 500
| 4 Week | -2.30 |
| 12 Week | -5.51 |
| YTD | -9.60 |
Dividend Information
| Dividend Yield | 0.85% |
| Annual Dividend | $0.12 |
| Payout Ratio | 0.20 |
| Change in Payout Ratio | -5.19 |
| Last Dividend Payout / Amount | NA / $0.00 |
EPS Information
| Current Quarter EPS Consensus Estimate | 0.28 |
| Current Year EPS Consensus Estimate | 1.32 |
| Estimated Long-Term EPS Growth Rate | 8.00 |
| Next EPS Report Date | 07/24/2013 |
Consensus Recommendations
| Current (1=Strong Buy, 5=Strong Sell) | 2.00 |
| 30 Days Ago | 2.00 |
| 60 Days Ago | 2.00 |
| 90 Days Ago | 2.00 |
Fundamental Ratios
P/E
| Current FY Estimate | 10.76 |
| Trailing 12 Months | 17.98 |
| PEG Ratio | 1.34 |
Price Ratios
| Price/Book | 0.99 |
| Price/Cash Flow | 32.76 |
| Price / Sales | 1.50 |
Current Ratio
| 03-31-13 | NA |
| 12-31-12 | NA |
| 09-30-12 | 0.87 |
Net Margin
| 03-31-13 | 12.98 |
| 12-31-12 | 9.87 |
| 09-30-12 | 8.88 |
Inventory Turnover
| 03-31-13 | NA |
| 12-31-12 | NA |
| 09-30-12 | 0.30 |
EPS Growth
| vs. Previous Year | 80.00% |
| vs. Previous Quarter | 68.75% |
ROE
| 03-31-13 | 5.00 |
| 12-31-12 | 4.33 |
| 09-30-12 | 4.17 |
Quick Ratio
| 03-31-13 | NA |
| 12-31-12 | NA |
| 09-30-12 | 0.85 |
Pre-Tax Margin
| 03-31-13 | NA |
| 12-31-12 | NA |
| 09-30-12 | 12.18 |
Debt-to-Equity
| 03-31-13 | NA |
| 12-31-12 | NA |
| 09-30-12 | 0.29 |
Sales Growth
| vs. Previous Year | 44.42% |
| vs. Previous Quarter | 8.49% |
ROA
| 03-31-13 | 0.58 |
| 12-31-12 | 0.50 |
| 09-30-12 | 0.48 |
Operating Margin
| 03-31-13 | 8.19 |
| 12-31-12 | 7.81 |
| 09-30-12 | 8.06 |
Book Value
| 03-31-13 | NA |
| 12-31-12 | NA |
| 09-30-12 | 14.35 |
Debt to Capital
| 03-31-13 | NA |
| 12-31-12 | NA |
| 09-30-12 | 22.32 |
