Quote Overview

Stock Activity

Open	1,197.67
Day Low	1,178.07
Day High	1,218.12
52 Wk Low	708.00
52 Wk High	1,349.75
Avg. Volume	145,380
Market Cap	29.65 B
Dividend	NA
Beta	1.21

Key Earnings Data

Earnings ESP	0.00%
Most Accurate Est	5.80
Current Qtr Est	5.80
Current Yr Est	23.96
Exp Earnings Date	^*AMC4/25/24
Prior Year EPS	19.71
Exp EPS Growth (3-5yr) 22.64%
Forward PE	49.79
PEG Ratio	2.20

Computer and Technology » Computers - IT Services

*BMO = Before Market Open *AMC = After Market Close

Research Reports for FICO

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Style Scores F Value B Growth C Momentum C VGM
Zacks Rank	Sell 4
Zacks Industry Rank	Top 25%(63 out of 252)
Zacks Sector Rank	Top 31% (5 out of 16)
Earnings ESP	0.00%
Research Reports for FICO Analyst \| Snapshot

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Premium Research: Industry Analysis

Top Peers	Symbol	Zacks Rank
Fair Isaac	FICO
CyberArk Software	CYBR
Dell Technologies	DELL
Unisys	UIS
Amdocs	DOX
BigBear.ai	BBAI
Draganfly	DPRO

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Zacks News for FICO

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Company Summary

Fair Isaac Corporation, better known as FICO, offers analytical tools, software and solutions that help in making informed decisions.

Bozeman, MT-based FICO serves a diversified end-market that includes the likes of banks, credit card issuers, insurers, retailers, telecommunication providers, automotive lenders, consumer reporting agencies and public agencies.

Through FICO’s online services consumers can access and understand their FICO Scores, which is a standard measure of consumer credit risk in the United States. The FICO Score, which is a three-digit number ranging from 300-850, helps consumers manage their financial health.

FICO reported revenues of $1.51 billion in fiscal 2023. It has two operating segments, Scores and Software.

The Scores segment includes business-to-business (B2B) and business-to-consumer (B2C) scoring solutions. While B2B Scores are distributed through major consumer reporting agencies globally, B2C is sold directly to consumers through myFICO.com and other direct-to-consumer channels.

FICO Scores are generated by using FICO’s proprietary analytic algorithms on credit data collected and maintained by the three U.S. national consumer reporting agencies, Experian, TransUnion and Equifax. This score is then used across the credit lifecycle. Users of the Scores generally pay the consumer reporting agencies a fee, while the consumer reporting agencies pay an associate fee to FICO.

FICO launched its updated Scores, FICO Score 10 and 10T, in January 2020. FICO Score 9 and FICO Score 8 remain the most distributed scores currently.

The Software segment addresses business consumer needs in terms of customer engagement, including acquisition and pricing, onboarding, servicing and management, and fraud protections in more than 100 countries. FICO Software can be deployed in the cloud using third-party cloud services or on-premise using clients’ IT infrastructure.

Most of FICO’s solutions run on the FICO Platform, which offers an analytic and decisioning environment and is based on a modular cloud architecture. Annual Recurring Revenue (ARR) from FICO Platform-based products was $173.2 million as of Sep 30, 2023, which accounted for 26% of FICO’s total software ARR.