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Is Velocity Financial (VEL) Stock Undervalued Right Now?

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Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Of these, perhaps no stock market trend is more popular than value investing, which is a strategy that has proven to be successful in all sorts of market environments. Value investors use fundamental analysis and traditional valuation metrics to find stocks that they believe are being undervalued by the market at large.

Zacks has developed the innovative Style Scores system to highlight stocks with specific traits. For example, value investors will be interested in stocks with great grades in the "Value" category. When paired with a high Zacks Rank, "A" grades in the Value category are among the strongest value stocks on the market today.

One stock to keep an eye on is Velocity Financial (VEL - Free Report) . VEL is currently sporting a Zacks Rank of #2 (Buy), as well as an A grade for Value. The stock has a Forward P/E ratio of 10.17. This compares to its industry's average Forward P/E of 24.59. VEL's Forward P/E has been as high as 11.88 and as low as 7.14, with a median of 10, all within the past year.

We should also highlight that VEL has a P/B ratio of 1.38. Investors use the P/B ratio to look at a stock's market value versus its book value, which is defined as total assets minus total liabilities. This company's current P/B looks solid when compared to its industry's average P/B of 2.41. Over the past year, VEL's P/B has been as high as 1.39 and as low as 0.85, with a median of 1.24.

Finally, our model also underscores that VEL has a P/CF ratio of 9.01. This data point considers a firm's operating cash flow and is frequently used to find companies that are undervalued when considering their solid cash outlook. This company's current P/CF looks solid when compared to its industry's average P/CF of 20.58. VEL's P/CF has been as high as 9.30 and as low as 5.68, with a median of 7.97, all within the past year.

These figures are just a handful of the metrics value investors tend to look at, but they help show that Velocity Financial is likely being undervalued right now. Considering this, as well as the strength of its earnings outlook, VEL feels like a great value stock at the moment.


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