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Associated Banc-Corp

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Associated Banc-Corp’s third-quarter 2015 earnings surpassed the Zacks Consensus Estimate. Results were aided by growth in revenues, partially offset by elevated provisions. The company seems well positioned for future growth on the back of its efforts to improve operating efficiency along with appreciable growth in loans and deposits. Also, consistent change in deposit-mix assists in keeping the company’s growth momentum alive. However, we remain concerned regarding the company’s weak cost control, margin compression and concentration risks.

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