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Mitsubishi UFJ Financial Group, Inc.

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Mitsubishi UFJ’s profits attributable to owners of parent for fiscal nine months (ended Dec 31, 2015) decreased year over year. Increase in general and administrative (G&A) expenses and decreased gross profits were recorded. Though Mitsubishi UFJ’s strong business model and diversified product mix is encouraging, a lower gross profit poses concern. Moreover, we are wary about the heightening competition, increasing expenses and volatility in the Japanese economy.

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