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Bay Commercial Bank (BCML)

(Real Time Quote from BATS)

$20.04 USD

20.04
8,626

+0.27 (1.37%)

Updated Apr 16, 2024 03:41 PM ET

After-Market: $20.21 +0.17 (0.85%) 4:08 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.15%
2Buy18.00%
3Hold9.44%
4Sell5.10%
5Strong Sell2.53%
S&P50011.08%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

C Value D Growth D Momentum D VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 26% (186 out of 251)

Industry: Banks - West

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Better trading starts here.

Balance Sheet

Research for BCML

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

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Fiscal Year End for Bay Commercial Bank falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 309 179 383 307 297
Receivables 1,953 2,048 1,677 1,653 1,470
Notes Receivable 0 0 0 0 0
Inventories 0 2 6 9 2
Other Current Assets 0 0 0 0 0
Total Current Assets 2,262 2,229 2,067 1,969 1,769
Net Property & Equipment 14 13 14 15 11
Investments & Advances 197 188 190 131 134
Other Non-Current Assets 0 0 0 0 1
Deferred Charges 0 0 0 0 0
Intangibles 43 44 45 47 45
Deposits & Other Assets 23 22 22 21 20
Total Assets 2,552 2,513 2,351 2,196 1,994
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 2,133 2,085 1,985 1,838 1,701
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 15 17 14 12 11
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 2,147 2,102 1,999 1,850 1,712
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 72 72 72 77 8
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 5 5 4 4 4
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 2,239 2,196 2,088 1,943 1,740
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 181 204 157 167 184
Capital Surplus 0 0 0 0 0
Retained Earnings 146 127 103 82 69
Other Equity -15 -15 2 3 1
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 313 317 263 253 254
Total Liabilities & Shareholder's Equity 2,552 2,513 2,351 2,196 1,994
Total Common Equity 313 317 263 253 254
Shares Outstanding 11.50 12.90 10.60 11.80 12.90
Book Value Per Share 27.21 24.59 24.77 21.41 19.71

Fiscal Year End for Bay Commercial Bank falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 309 304 252 200
Receivables NA 1,953 1,997 2,042 2,068
Notes Receivable NA 0 0 0 0
Inventories NA 0 1 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 2,262 2,302 2,294 2,268
Net Property & Equipment NA 14 13 13 13
Investments & Advances NA 197 178 179 186
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles NA 43 43 43 44
Deposits & Other Assets NA 23 23 23 22
Total Assets NA 2,552 2,574 2,567 2,548
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 0 0
Accounts Payable NA 2,133 2,159 2,147 2,128
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 15 14 20 13
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 2,147 2,174 2,167 2,141
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 72 72 72 72
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 5 5 5
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 2,239 2,267 2,260 2,235
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 181 183 188 196
Capital Surplus NA 0 0 0 0
Retained Earnings NA 146 141 136 133
Other Equity NA -15 -17 -16 -16
Treasury Stock NA 0 0 0 0
Total Shareholder's Equity NA 313 307 307 313
Total Liabilities & Shareholder's Equity NA 2,552 2,574 2,567 2,548
Total Common Equity 0 313 307 307 313
Shares Outstanding 11.40 11.50 11.80 12.40 12.40
Book Value Per Share 0.00 27.21 26.04 24.76 25.28