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Navient (NAVI)

(Real Time Quote from BATS)

$16.40 USD

16.40
248,664

+0.14 (0.86%)

Updated Apr 19, 2024 01:12 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.15%
2Buy18.00%
3Hold9.44%
4Sell5.10%
5Strong Sell2.53%
S&P50011.08%

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5-Strong Sell of 5         5

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

C Value D Growth F Momentum D VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 7% (232 out of 250)

Industry: Financial - Consumer Loans

Zacks Premium FeatureView All Zacks #1 Ranked Stocks

Better trading starts here.

Balance Sheet

Research for NAVI

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

Learn more about Zacks Equity Research reports

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Fiscal Year End for Navient Corporation falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 2,793 4,807 3,578 3,537 3,781
Receivables 54,827 62,250 72,812 79,363 86,820
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 57,620 67,057 76,390 82,900 90,601
Net Property & Equipment 0 0 0 0 0
Investments & Advances 146 167 267 285 211
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 695 705 725 735 757
Deposits & Other Assets 2,914 2,866 3,223 3,492 3,334
Total Assets 61,375 70,795 80,605 87,412 94,903
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 4,226 5,870 2,490 6,613 8,483
Accounts Payable 0 0 0 0 0
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 4,226 5,870 2,490 6,613 8,483
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 53,402 61,026 74,488 77,332 81,715
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 987 922 1,019 1,020 1,356
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 58,615 67,818 77,997 84,965 91,554
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 4 4 4 4 4
Capital Surplus 3,353 3,313 3,282 3,226 3,198
Retained Earnings 4,638 4,490 3,939 3,331 3,664
Other Equity 19 87 -122 -260 -78
Treasury Stock 5,254 4,917 4,495 3,854 3,439
Total Shareholder's Equity 2,760 2,977 2,608 2,447 3,349
Total Liabilities & Shareholder's Equity 61,375 70,795 80,605 87,412 94,903
Total Common Equity 2,760 2,977 2,608 2,447 3,349
Shares Outstanding 117.50 135.60 161.10 186.20 221.00
Book Value Per Share 23.49 21.95 16.19 13.14 15.15

Fiscal Year End for Navient Corporation falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 2,793 2,801 3,268 2,778
Receivables NA 54,827 56,914 58,583 60,423
Notes Receivable NA 0 0 0 0
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 57,620 59,715 61,851 63,201
Net Property & Equipment NA 0 0 0 0
Investments & Advances NA 146 149 158 153
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles NA 695 697 700 703
Deposits & Other Assets NA 2,914 2,853 2,889 2,856
Total Assets NA 61,375 63,414 65,598 66,913
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 4,226 4,662 4,838 5,753
Accounts Payable NA 0 0 0 0
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 4,226 4,662 4,838 5,753
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 53,402 54,907 56,936 57,388
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 947 894 814
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 58,615 60,516 62,668 63,955
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 4 4 4 4
Capital Surplus NA 3,353 3,349 3,343 3,335
Retained Earnings NA 4,638 4,685 4,625 4,579
Other Equity NA 19 43 65 66
Treasury Stock NA 5,254 5,183 5,107 5,026
Total Shareholder's Equity NA 2,760 2,898 2,930 2,958
Total Liabilities & Shareholder's Equity NA 61,375 63,414 65,598 66,913
Total Common Equity 0 2,760 2,898 2,930 2,958
Shares Outstanding 112.70 117.50 117.50 121.60 126.40
Book Value Per Share 0.00 23.49 24.66 24.10 23.40