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Regional Management (RM)

(Delayed Data from NYSE)

$25.20 USD

25.20
19,506

+0.33 (1.33%)

Updated Apr 19, 2024 04:00 PM ET

After-Market: $25.03 -0.17 (-0.67%) 7:44 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.15%
2Buy18.00%
3Hold9.44%
4Sell5.10%
5Strong Sell2.53%
S&P50011.08%

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4-Sell of 5       4  

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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A Value B Growth D Momentum B VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Bottom 7% (232 out of 250)

Industry: Financial - Consumer Loans

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Better trading starts here.

Balance Sheet

Research for RM

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Regional Management Corp falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 129 132 149 72 56
Receivables 1,536 1,470 1,219 952 1,043
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 1,665 1,601 1,368 1,024 1,099
Net Property & Equipment 14 15 13 14 15
Investments & Advances 23 20 0 0 0
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 14 14 18 14 1
Intangibles 16 12 10 9 9
Deposits & Other Assets 29 28 22 16 8
Total Assets 1,795 1,725 1,460 1,104 1,159
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 40 34 49 40 29
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 40 34 49 40 29
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 1,395 1,346 1,097 762 799
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 1,472 1,416 1,177 832 856
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 1 1 1 1 1
Capital Surplus 122 112 105 105 103
Retained Earnings 350 346 306 227 249
Other Equity 0 -1 0 0 0
Treasury Stock 150 150 130 62 50
Total Shareholder's Equity 322 309 283 272 303
Total Liabilities & Shareholder's Equity 1,795 1,725 1,460 1,104 1,159
Total Common Equity 322 309 283 272 303
Shares Outstanding 9.80 9.50 9.90 11.30 11.00
Book Value Per Share 32.88 32.49 28.56 24.08 27.53

Fiscal Year End for Regional Management Corp falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 129 124 141 134
Receivables NA 1,536 1,517 1,458 1,443
Notes Receivable NA 0 0 0 0
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 1,665 1,642 1,600 1,578
Net Property & Equipment NA 14 14 15 15
Investments & Advances NA 23 23 20 22
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 14 14 15 15
Intangibles NA 16 15 14 13
Deposits & Other Assets NA 29 23 24 24
Total Assets NA 1,795 1,765 1,724 1,701
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 0 0
Accounts Payable NA 40 31 27 26
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 40 31 27 26
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 1,395 1,367 1,338 1,321
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 0 0 0
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 1,472 1,435 1,402 1,384
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 1 1 1 1
Capital Surplus NA 122 120 116 114
Retained Earnings NA 350 360 354 351
Other Equity NA 0 0 0 0
Treasury Stock NA 150 150 150 150
Total Shareholder's Equity NA 322 331 322 317
Total Liabilities & Shareholder's Equity NA 1,795 1,765 1,724 1,701
Total Common Equity 0 322 331 322 317
Shares Outstanding 9.70 9.80 9.80 9.60 9.50
Book Value Per Share 0.00 32.88 33.73 33.49 33.34