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Waterstone Financial (WSBF)

(Delayed Data from NSDQ)

$12.29 USD

12.29
130,854

+0.74 (6.41%)

Updated Apr 24, 2024 04:00 PM ET

After-Market: $12.29 0.00 (0.00%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.20%
2Buy18.04%
3Hold9.52%
4Sell5.20%
5Strong Sell2.60%
S&P50011.13%

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Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Bottom 24% (192 out of 252)

Industry: Financial - Savings and Loan

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Balance Sheet

Research for WSBF

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Waterstone Financial, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 36 47 377 95 74
Receivables 1,646 1,492 1,190 1,356 1,376
Notes Receivable 0 0 0 0 0
Inventories 165 131 313 402 220
Other Current Assets 0 0 0 0 0
Total Current Assets 1,847 1,670 1,879 1,853 1,670
Net Property & Equipment 20 21 22 24 25
Investments & Advances 205 197 179 160 178
Other Non-Current Assets 0 0 0 0 1
Deferred Charges 0 0 0 0 0
Intangibles 0 0 0 0 0
Deposits & Other Assets 141 144 135 148 122
Total Assets 2,213 2,032 2,216 2,185 1,996
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 1,191 1,199 1,233 1,185 1,068
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 1,191 1,199 1,233 1,185 1,068
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 611 387 477 508 484
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 68 75 73 79 51
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 1,869 1,661 1,783 1,771 1,603
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 104 129 175 181 212
Retained Earnings 270 274 273 245 197
Other Equity -30 -33 -15 -13 -16
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 344 370 433 413 394
Total Liabilities & Shareholder's Equity 2,213 2,032 2,216 2,185 1,996
Total Common Equity 344 370 433 413 394
Shares Outstanding 20.50 22.10 24.90 25.10 27.10
Book Value Per Share 16.78 16.76 17.38 16.46 14.53

Fiscal Year End for Waterstone Financial, Inc falls in the month of December.

All items in Millions except Per Share data.

3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Assets          
Cash & Equivalents -99,999 36 62 61 54
Receivables NA 1,646 1,633 1,596 1,532
Notes Receivable NA 0 0 0 0
Inventories NA 165 157 203 161
Other Current Assets NA 0 0 0 0
Total Current Assets NA 1,847 1,852 1,861 1,748
Net Property & Equipment NA 20 20 20 21
Investments & Advances NA 205 195 195 200
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles NA 0 0 0 0
Deposits & Other Assets NA 141 154 154 145
Total Assets NA 2,213 2,221 2,230 2,115
Liabilities & Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Notes Payable NA 0 0 0 0
Accounts Payable NA 1,191 1,205 1,187 1,183
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 1,191 1,205 1,187 1,183
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 611 588 615 502
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 82 72 64
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 1,869 1,875 1,874 1,749
Shareholders Equity 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 0 0 0 0
Capital Surplus NA 104 110 117 123
Retained Earnings NA 270 273 272 272
Other Equity NA -30 -36 -33 -30
Treasury Stock NA 0 0 0 0
Total Shareholder's Equity NA 344 346 356 366
Total Liabilities & Shareholder's Equity NA 2,213 2,221 2,230 2,115
Total Common Equity 0 344 346 356 366
Shares Outstanding 20.00 20.50 21.30 21.60 21.90
Book Value Per Share 0.00 16.78 16.26 16.47 16.70