Citizens Financial Group, Inc. (CFG)
(Real Time Quote from BATS)
$49.11 USD
+0.42 (0.86%)
Updated May 6, 2021 03:55 PM ET
After-Market: $49.17 +0.06 (0.12%) 4:12 PM ET
This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.
| Zacks Rank | Definition | Annualized Return |
|---|---|---|
| 1 | Strong Buy | 25.41% |
| 2 | Buy | 19.02% |
| 3 | Hold | 10.72% |
| 4 | Sell | 6.46% |
| 5 | Strong Sell | 3.06% |
| S&P | 500 | 11.04% |
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3-Hold of 5 3
The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.
The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.
| Value Score | A |
|---|---|
| Growth Score | A |
| Momentum Score | A |
| VGM Score | A |
Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.
As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.
Zacks Style Scores Education - Learn more about the Zacks Style Scores
A Value B Growth B Momentum A VGM
The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.
An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.
The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.
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Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank
View All Zacks #1 Ranked Stocks
The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.
The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.
The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.
Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.
- YR Estimate
- 12/31/2020
- 12/31/2019
- 12/31/2018
- 12/31/2017
- 12/31/2016
- Income - Line of Business (LOBI)
- Net Interest Income
- 4,586.00
- 4,614.00
- 4,532.00
- 4,173.00
- 3,758.00
- Income - Line of Business (LOBI)
- Service charges and fees (related party balances)
- 403.00
- 505.00
- 513.00
- 516.00
- 599.00
- Income - Line of Business (LOBI)
- Mortgage banking fees
- 915.00
- 302.00
- 152.00
- 108.00
- 112.00
- Income - Line of Business (LOBI)
- Card fees
- 217.00
- 254.00
- 244.00
- 233.00
- 203.00
- Income - Line of Business (LOBI)
- Capital markets fees (related party balances)
- 250.00
- 216.00
- 179.00
- 194.00
- 136.00
- Income - Line of Business (LOBI)
- Trust and investment services fees
- 203.00
- 202.00
- 171.00
- 158.00
- 146.00
- Income - Line of Business (LOBI)
- Foreign exchange and trade finance fees (related party balances)
- 120.00
- 155.00
- 126.00
- 109.00
- 103.00
- Income - Line of Business (LOBI)
- Letter of credit and loan fees
- 140.00
- 135.00
- 128.00
- 121.00
- 112.00
- Income - Line of Business (LOBI)
- Net Interest Income(FTE)
- 4,599.00
- 4,635.00
- --
- --
- --
- Income - Line of Business (LOBI)
- Total Noninterest Income
- 2,319.00
- 1,877.00
- 1,601.00
- 1,534.00
- 1,497.00
- Income - Line of Business (LOBI)
- Other Income [M]
- 67.00
- 89.00
- 64.00
- 91.00
- 152.00
- Non Financial / Operating Metric (NFM)
- Efficiency ratio
- 57.80
- 59.28
- 59.00
- 61.00
- 64.00
- Non Financial / Operating Metric (NFM)
- Net Interest Margin
- 2.88
- 3.14
- 3.19
- 3.02
- 2.86
- Non Financial / Operating Metric (NFM)
- Total net charge-offs (recoveries)
- 693.00
- 430.00
- 317.00
- 305.00
- 335.00
- Non Financial / Operating Metric (NFM)
- Nonperforming (Nonaccrual) loans and leases
- 1,019.00
- 703.00
- 797.00
- 871.00
- 1,045.00
- Non Financial / Operating Metric (NFM)
- Total Non-Performing - Assets (Nonaccrual loans and leases and repossessed assets) [$M]
- 1,038.00
- 748.00
- 831.00
- 903.00
- 1,094.00
- Non Financial / Operating Metric (NFM)
- Average Balances-Interest-earning assets
- 159,275.00
- 146,814.00
- 141,299.00
- 138,429.00
- 130,536.00
- Non Financial / Operating Metric (NFM)
- Return on average common equity
- 4.65
- 8.45
- 8.62
- 8.35
- 5.23
- Non Financial / Operating Metric (NFM)
- Return on average total assets
- 0.60
- 1.10
- 1.11
- 1.10
- 0.73
- Non Financial / Operating Metric (NFM)
- Allowance for loan and lease losses to loans and leases
- 2.17
- 1.05
- 1.06
- 1.12
- 1.15
- Non Financial / Operating Metric (NFM)
- Allowance for loan and lease losses to nonperforming loans and leases
- 262.00
- 177.99
- 155.99
- 141.96
- 118.32
- Non Financial / Operating Metric (NFM)
- Tangible book value per common share
- 32.72
- 32.08
- 28.73
- 27.48
- 25.69
- Non Financial / Operating Metric (NFM)
- Capital ratios-Tier 1 common equity ratio
- 10.00
- 10.00
- 10.60
- 11.10
- 11.20
- Non Financial / Operating Metric (NFM)
- Capital ratios-Tier 1 capital ratio [%]
- 11.30
- 11.10
- 11.30
- 11.40
- 11.20
- Non Financial / Operating Metric (NFM)
- Capital ratios-Total capital ratio
- 13.40
- 13.00
- 13.30
- 13.90
- 14.00
- Non Financial / Operating Metric (NFM)
- Leverage ratio
- 9.40
- 10.00
- 10.00
- 10.00
- 9.90
- Non Financial / Operating Metric (NFM)
- NPLs/Loans
- 0.83
- 0.59
- 0.68
- 0.79
- 0.97
- Non Financial / Operating Metric (NFM)
- Book value per common share
- 48.47
- 47.63
- 42.87
- 40.80
- 38.09
- Non Financial / Operating Metric (NFM)
- Average loans and leases(Net charge-offs average loans)
- 0.56
- 0.36
- 0.28
- 0.28
- 0.32