Official Rules


ELIGIBILITY: Only legal residents of the fifty (50) United States, the District of Columbia and Canada (excluding Quebec), who are 21 years of age or older are eligible to enter. Not open to employees, officers or directors --or to members of the immediate family or household of any employees, officers, or directors of Zacks Investment Research ("Sponsor"), or any of its parents, subsidiaries, affiliates, or any advertising or promotion agencies involved in this Sweepstakes promotion (collectively, the "Sweepstakes Entities"). Eligibility may be verified at any time. The "25 in 25" Sweepstakes (the "Sweepstakes") is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

SWEEPSTAKES PERIOD: The Sweepstakes begins on 02/04/2013 at 12:00:01 a.m. Eastern Time ("ET") and ends on 04/29/2013 at 11:59:59 p.m. ET (the "Sweepstakes Period"). The Sponsor's database computer is the official time-keeping device for the Sweepstakes. By participating in the Sweepstakes, you unconditionally accept and agree to comply with and abide by these Official Rules

HOW TO ENTER: Visit, and follow instructions to complete the entry process with the information requested. All entries must be received by the end of the Sweepstakes Period in order to participate. Proof of submission is not proof of receipt. Any information you submit will be subject to the Sponsor's privacy policy posted on the Website. Limit one (1) entry per person and per e-mail address per week. A week is defined as the period from 12:00:01 a.m. ET on a Monday and ending at 11:59:59 p.m. ET on the following Sunday. Any attempt by a person to enter more than once in any week with multiple email accounts or any other means may result in disqualification at the discretion of the Sponsor. Use of any macro, bot, script or other automated means to submit entries is prohibited.

WINNER SELECTION AND NOTIFICATION: A series of twelve separate weekly drawings will be held, one for each week of the promotion. Each weekly drawing will occur within approximately 24 hours after the conclusion of the applicable entry week, with the first weekly drawing scheduled to occur on or about Monday, 02/11/2013. Each weekly drawing will select two (2) winners from among all eligible entries received during the immediately preceding week. Entry into each weekly drawing is separate. Entry one week does not constitute entry for any other weekly drawing. However, all entries in all weekly drawings will be included in the final Grand Prize Drawing, which is scheduled to occur on or about 04/29/2013. One (1) Grand Prize winner be selected in the Grand Prize drawing from among all eligible entries received throughout the entire Sweepstakes Period. Judges' decisions are final and binding in all matters relating to the Sweepstakes.

Each potential winner will be notified by telephone and/or mail and/or email using the contact information given at the time of entry. Sponsor shall have no liability for any winner notification that is lost, intercepted or not received by a potential winner for any reason. If a potential winner does not respond within five (5) days after the first notification attempt, or if the prize or prize notification is returned as unclaimed or undeliverable to such potential winner, such potential winner may be disqualified and an alternate winner may be selected. If any potential winner is found to be ineligible, or if he or she has not complied with these Official Rules or declines a prize for any reason prior to award, such potential winner will be disqualified and an alternate winner may be selected. Each potential winner may be required to execute an Affidavit of Eligibility, a Liability Release, and (where legal) a Publicity Release. Winners are responsible for all federal, state and/or local taxes, and for any other fees or costs associated with acceptance or use of any prize.

PRIZES/ODDS: Twenty four (24) weekly prizes (2 for each weekly drawing) are available: A lifetime subscription to Zacks Ultimate, the complete suite of Zacks' portfolio services ("Zacks Ultimate Life"); approximate retail value (ARV): $5,995. One Grand Prize: Zacks Ultimate Life plus a lifetime subscription to Zacks Research Wizard (ARV: $2,000) for a combined Grand Prize package value of $7,995. All subscriptions are subject to the standard terms from Zacks for the same subscription package, which can be reviewed at Lifetime subscription is valid for the lifetime of the winner and is not transferable. No cash alternative or prize substitutions or transfers will be allowed, except in Sponsor's discretion; Sponsor may award a substitute of comparable or greater value if any prize listed becomes unavailable for any reason. Odds of winning in any weekly drawing depend on the number of eligible entries received for that week. Odds of winning Grand Prize depend on total number of entries received throughout the entire Sweepstakes Period. Limit one prize per person and per household. If Grand Prize winner has already been selected as a weekly winner, his/her Zacks Ultimate Life prize subscription will be supplemented with a lifetime subscription to Zacks Research Wizard and an alternate weekly prize winner will be selected from among the weekly entrants from the applicable week. Sweepstakes is open to over 100 million internet users in the United States.

GENERAL: Acceptance of a prize constitutes winner's permission for Sponsor to use winner's name, photograph, likeness, voice, biographical information, statements and address (city and state) for advertising and/or publicity purposes worldwide and in all forms of media now known or hereafter developed, in perpetuity, without further compensation except where prohibited by law.

Entrants agree that the Sweepstakes Entities (A) shall not be responsible or liable for, and are hereby released from, any and all costs, injuries, losses or damages of any kind, including, without limitation, death and bodily injury, due in whole or in part, directly or indirectly, to participation in the Sweepstakes or any Sweepstakes-related activity, or from entrants' acceptance, receipt, possession and/or use or misuse of any prize, and (B) have not made any warranty, representation or guarantee express or implied, in fact or in law, with respect to any prize, including, without limitation, to such prize's quality or fitness for a particular purpose.

No responsibility for any damage to an entrant's computer system which is occasioned by accessing the Website, or otherwise participating in the Sweepstakes, or for any computer system, phone line, hardware, software or program malfunctions, or other errors, failures or delays. Without limiting the generality of the foregoing, Sponsor is not responsible for incomplete, illegible, misdirected, misprinted, late, lost, damaged, stolen, or postage-due submissions or prize notifications; or for lost, interrupted, inaccessible or unavailable networks, servers, satellites, Internet service providers, websites, or other connections; or for miscommunications, failed, jumbled, scrambled, delayed, or misdirected computer, telephone or cable transmissions; or for any technical malfunctions, failures, difficulties or other errors of any kind or nature; or for the incorrect or inaccurate capture of information, or the failure to capture any information.

Sponsor reserves the right in its sole discretion to disqualify any individual who is found to be tampering with the entry process or the operation of the Sweepstakes or the Website, to be acting in violation of these Official Rules, or to be acting in an unsportsmanlike or disruptive manner, or with the intent to disrupt or undermine the legitimate operation of the Sweepstakes, or to annoy, abuse, threaten or harass any other person, and Sponsor reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. No mechanically reproduced, illegible, incomplete, forged, software-generated or other automated multiple entries will be accepted.

In the event of a dispute as to the identity of the entrant, any on-line entry will be deemed submitted by the authorized account holder of the e-mail account associated with that entry, provided such account holder must still meet the eligibility requirements for the Sweepstakes. The authorized account holder shall be the natural person to whom the applicable email address has been assigned by the Internet access provider, service provider, or other online organization responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.

Sponsor reserves the right to modify, extend, suspend, or terminate the Sweepstakes, in whole or in part, if it determines, in its sole discretion, that the Sweepstakes is technically impaired or corrupted or that fraud or technical problems, failures or malfunctions or other unintended circumstances have impaired the integrity, administration, security, proper play and/or feasibility of the Sweepstakes as contemplated herein. If the Sweepstakes is terminated before the designated end date, Sponsor will (if possible) select winner(s) in a random drawing from all eligible, non-suspect entries unaffected by the problem. Inclusion in such drawing shall be each entrant's sole and exclusive remedy in such circumstances.

Only the type and quantity of prizes described in these Official Rules will be awarded. If, for any reason, more bona fide winners come forward seeking to claim prizes in excess of the number of each type of prize set forth in these Official Rules, the winners, or remaining winners, as the case may be, of the advertised number of prizes available in the prize category in question may be selected in a random drawing from among all persons making purportedly valid claims for such prize(s). Inclusion in such drawing shall be each entrant's sole and exclusive remedy in such circumstances.

By entering the Sweepstakes, you further agree that (i) any and all disputes, claims, and causes of action arising out of or in connection with the Sweepstakes, or any prize awarded, shall be resolved individually without resort to any form of class action; (ii) any claims, judgments and awards shall be limited to reasonable and actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes, but in no event attorney's fees; and (iii) under no circumstances will any entrant be permitted to obtain any award for, and entrant hereby waives all rights to claim, punitive, incidental, indirect or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than damages for reasonable and actual out-of-pocket expenses. These rules and any disputes relating hereto are governed by the internal laws of the State of Illinois, without regard to principles of conflicts of laws, and by entering you consent to the exclusive jurisdiction of the state and federal courts in Illinois for resolution of any disputes relating to the Sweepstakes and waive any objection thereto.

WINNER LIST: To obtain a list of winners, available after 5/11/13, send a self-addressed stamped envelope to Zacks Investment Research, 10 S. Riverside Plaza, Suite 1600, Chicago IL 60606. Canada residents may omit return postage. All such requests must be received by 06/30/2013.

Sponsor: 10 S. Riverside Plaza, Suite 1600, Chicago IL 60606.

FOR CANADA ONLY: Any potential winner from Canada must answer a time-limited mathematical skill-testing question without assistance of any kind, whether mechanical or otherwise, to be administered by telephone at a time specified by Sponsor. Failure to answer skill-testing question correctly in the time provided will result in disqualification and selection of an alternate winner, at Sponsor's sole discretion. Personally identifiable information you submit in connection with the Sweepstakes will be collected, used and disclosed only for the purposes of administering the Sweepstakes, prize fulfillment, as you otherwise expressly consent or as required by law. By entering the Sweepstakes, you consent to such collection, use and disclosure.