For the quarter ended June 2023, HomeTrust Bancshares (HTBI - Free Report) reported revenue of $50.78 million, up 31.6% over the same period last year. EPS came in at $0.90, compared to $0.39 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $52.33 million, representing a surprise of -2.96%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.90.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how HomeTrust Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 60.87% compared to the 57.37% average estimate based on three analysts.
- Net Interest Margin: 4.32% compared to the 4.37% average estimate based on three analysts.
- Net charge-offs to average loans: 0.13% versus the two-analyst average estimate of 0.13%.
- Total interest-earning assets - Average: $4.07 billion versus the two-analyst average estimate of $4.20 billion.
- Total noninterest income: $6.89 million versus $7.24 million estimated by three analysts on average.
- Gain on sale of loans held for sale: $1.11 million versus $1.41 million estimated by three analysts on average.
- Net Interest Income: $43.90 million versus the three-analyst average estimate of $44.76 million.
- Service charges on deposit accounts: $2.39 million versus the two-analyst average estimate of $2.15 million.
- Other, net: $0.71 million compared to the $0.89 million average estimate based on two analysts.
- BOLI income: $0.57 million versus $0.77 million estimated by two analysts on average.
- Loan income and fees: $0.79 million versus $0.78 million estimated by two analysts on average.
View all Key Company Metrics for HomeTrust Bancshares here>>>Shares of HomeTrust Bancshares have returned +11.3% over the past month versus the Zacks S&P 500 composite's +5.1% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.
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For the quarter ended June 2023, HomeTrust Bancshares (HTBI - Free Report) reported revenue of $50.78 million, up 31.6% over the same period last year. EPS came in at $0.90, compared to $0.39 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $52.33 million, representing a surprise of -2.96%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.90.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how HomeTrust Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 60.87% compared to the 57.37% average estimate based on three analysts.
- Net Interest Margin: 4.32% compared to the 4.37% average estimate based on three analysts.
- Net charge-offs to average loans: 0.13% versus the two-analyst average estimate of 0.13%.
- Total interest-earning assets - Average: $4.07 billion versus the two-analyst average estimate of $4.20 billion.
- Total noninterest income: $6.89 million versus $7.24 million estimated by three analysts on average.
- Gain on sale of loans held for sale: $1.11 million versus $1.41 million estimated by three analysts on average.
- Net Interest Income: $43.90 million versus the three-analyst average estimate of $44.76 million.
- Service charges on deposit accounts: $2.39 million versus the two-analyst average estimate of $2.15 million.
- Other, net: $0.71 million compared to the $0.89 million average estimate based on two analysts.
- BOLI income: $0.57 million versus $0.77 million estimated by two analysts on average.
- Loan income and fees: $0.79 million versus $0.78 million estimated by two analysts on average.
View all Key Company Metrics for HomeTrust Bancshares here>>>Shares of HomeTrust Bancshares have returned +11.3% over the past month versus the Zacks S&P 500 composite's +5.1% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.
Top 5 ChatGPT Stocks Revealed
Zacks Senior Stock Strategist, Kevin Cook names 5 hand-picked stocks with sky-high growth potential in a brilliant sector of Artificial Intelligence. By 2030, the AI industry is predicted to have an internet and iPhone-scale economic impact of $15.7 Trillion.
Today you can invest in the wave of the future, an automation that answers follow-up questions … admits mistakes … challenges incorrect premises … rejects inappropriate requests. As one of the selected companies puts it, “Automation frees people from the mundane so they can accomplish the miraculous.”
Download Free ChatGPT Stock Report Right Now >>
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