For the quarter ended March 2024, Home Bancorp (HBCP - Free Report) reported revenue of $32.45 million, down 7.1% over the same period last year. EPS came in at $1.14, compared to $1.39 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $32.25 million, representing a surprise of +0.62%. The company delivered an EPS surprise of +14.00%, with the consensus EPS estimate being $1.00.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 64.3% versus 67.1% estimated by three analysts on average.
- Net Interest Margin: 3.6% versus the three-analyst average estimate of 3.7%.
- Total nonperforming assets: $21.95 million versus $10.53 million estimated by two analysts on average.
- Total nonperforming loans: $20.35 million versus the two-analyst average estimate of $9.49 million.
- Total Average Interest-Earning Assets: $3.13 billion compared to the $3.12 billion average estimate based on two analysts.
- Annualized YTD net loan recoveries (charge-offs) to average loans: 0% versus the two-analyst average estimate of 0.1%.
- Total Noninterest Income: $3.55 million compared to the $3.62 million average estimate based on three analysts.
- Net Interest Income: $28.90 million versus the three-analyst average estimate of $28.55 million.
View all Key Company Metrics for Home Bancorp here>>>Shares of Home Bancorp have returned -1.9% over the past month versus the Zacks S&P 500 composite's -1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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For the quarter ended March 2024, Home Bancorp (HBCP - Free Report) reported revenue of $32.45 million, down 7.1% over the same period last year. EPS came in at $1.14, compared to $1.39 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $32.25 million, representing a surprise of +0.62%. The company delivered an EPS surprise of +14.00%, with the consensus EPS estimate being $1.00.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 64.3% versus 67.1% estimated by three analysts on average.
- Net Interest Margin: 3.6% versus the three-analyst average estimate of 3.7%.
- Total nonperforming assets: $21.95 million versus $10.53 million estimated by two analysts on average.
- Total nonperforming loans: $20.35 million versus the two-analyst average estimate of $9.49 million.
- Total Average Interest-Earning Assets: $3.13 billion compared to the $3.12 billion average estimate based on two analysts.
- Annualized YTD net loan recoveries (charge-offs) to average loans: 0% versus the two-analyst average estimate of 0.1%.
- Total Noninterest Income: $3.55 million compared to the $3.62 million average estimate based on three analysts.
- Net Interest Income: $28.90 million versus the three-analyst average estimate of $28.55 million.
View all Key Company Metrics for Home Bancorp here>>>Shares of Home Bancorp have returned -1.9% over the past month versus the Zacks S&P 500 composite's -1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Free Report – The Bitcoin Profit Phenomenon
Zacks Investment Research has released a Special Report to help you pursue massive profits from the world’s first and largest decentralized form of money.
No guarantees for the future, but in the past three presidential election years, Bitcoin’s returns were as follows: 2012 +272.4%, 2016 +161.1%, and 2020 +302.8%.
Zacks predicts another significant surge. Click below for Bitcoin: A Tumultuous Yet Resilient History.
Download Now – Today It’s FREE >>
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