Citizens Community Bancorp, Inc. (CZWI - Free Report) reported $14.6 million in revenue for the quarter ended June 2023, representing a year-over-year decline of 12.3%. EPS of $0.31 for the same period compares to $0.41 a year ago.
The reported revenue represents a surprise of +2.09% over the Zacks Consensus Estimate of $14.3 million. With the consensus EPS estimate being $0.28, the EPS surprise was +10.71%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Citizens Community Bancorp, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 2.72% compared to the 2.76% average estimate based on two analysts.
- Efficiency ratio: 66% versus the two-analyst average estimate of 69.63%.
- Total Noninterest Income: $2.91 million versus the two-analyst average estimate of $2.47 million.
- Net Interest Income: $11.69 million compared to the $11.88 million average estimate based on two analysts.
View all Key Company Metrics for Citizens Community Bancorp, Inc. here>>>Shares of Citizens Community Bancorp, Inc. have returned +12.7% over the past month versus the Zacks S&P 500 composite's +4% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
4 Oil Stocks with Massive Upsides
Global demand for oil is through the roof... and oil producers are struggling to keep up. So even though oil prices are well off their recent highs, you can expect big profits from the companies that supply the world with "black gold."
Zacks Investment Research has just released an urgent special report to help you bank on this trend.
In Oil Market on Fire, you'll discover 4 unexpected oil and gas stocks positioned for big gains in the coming weeks and months. You don't want to miss these recommendations.
Download your free report now to see them.
Citizens Community Bancorp, Inc. (CZWI - Free Report) reported $14.6 million in revenue for the quarter ended June 2023, representing a year-over-year decline of 12.3%. EPS of $0.31 for the same period compares to $0.41 a year ago.
The reported revenue represents a surprise of +2.09% over the Zacks Consensus Estimate of $14.3 million. With the consensus EPS estimate being $0.28, the EPS surprise was +10.71%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Citizens Community Bancorp, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 2.72% compared to the 2.76% average estimate based on two analysts.
- Efficiency ratio: 66% versus the two-analyst average estimate of 69.63%.
- Total Noninterest Income: $2.91 million versus the two-analyst average estimate of $2.47 million.
- Net Interest Income: $11.69 million compared to the $11.88 million average estimate based on two analysts.
View all Key Company Metrics for Citizens Community Bancorp, Inc. here>>>Shares of Citizens Community Bancorp, Inc. have returned +12.7% over the past month versus the Zacks S&P 500 composite's +4% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
4 Oil Stocks with Massive Upsides
Global demand for oil is through the roof... and oil producers are struggling to keep up. So even though oil prices are well off their recent highs, you can expect big profits from the companies that supply the world with "black gold."
Zacks Investment Research has just released an urgent special report to help you bank on this trend.
In Oil Market on Fire, you'll discover 4 unexpected oil and gas stocks positioned for big gains in the coming weeks and months. You don't want to miss these recommendations.
Download your free report now to see them.
Get the latest research report on CZWI - FREE