The funds in our "Magnificent Retirement Mutual Funds" list are among the best managed and best performing mutual funds available. If you are just finding out about our Top-Ranked Funds list, we welcome you!

How can you tell a good mutual fund from a bad one? It's pretty basic: if the fund is diversified, has low fees, and shows strong performance, it's a keeper. Of course, there's a wide range, but using our Zacks Rank, we've found three mutual funds that would be great additions to any long-term retirement investors' portfolios.

Let's take a look at some of the highest Zacks Ranked mutual funds with the lowest fees.

JPMorgan Intrepid Growth I (JPGSX Quick QuoteJPGSX - Free Report) : 0.59% expense ratio and 0.3% management fee. JPGSX is a Large Cap Growth option; these mutual funds purchase stakes in numerous large U.S. companies that are expected to develop and grow at a faster rate than other large-cap stocks. JPGSX has achieved five-year annual returns of an astounding 12.85%.

Nationwide AllianzGI Intl Growth R6 (NWAHX Quick QuoteNWAHX - Free Report) is a stand out amongst its peers. NWAHX is a Non US - Equity fund. Many of these funds like to allocate across emerging and developed markets, and will often focus on all cap levels. With five-year annualized performance of 11.84%, expense ratio of 0.72% and management fee of 0.7%, this diversified fund is an attractive buy with a strong history of performance.

Fidelity Growth Strategies Fund K (FAGKX Quick QuoteFAGKX - Free Report) is an attractive large-cap allocation. FAGKX is an All Cap Growth mutual fund. In order to increase diversification, these funds have holdings across small, medium, and large-cap levels. FAGKX has an expense ratio of 0.52%, management fee of 0.35%, and annual returns of 10.11% over the past five years.

So, there you have it - if your advisor has you invested in any of our "Magnificent Retirement Mutual Funds," they are certainly earning their keep. If not, you may want to look elsewhere.

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