Peapack-Gladstone (PGC Quick QuotePGC - Free Report) reported $55.87 million in revenue for the quarter ended September 2023, representing a year-over-year decline of 9.8%. EPS of $0.50 for the same period compares to $1.09 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $54.88 million, representing a surprise of +1.81%. The company delivered an EPS surprise of -18.03%, with the consensus EPS estimate being $0.61.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Peapack-Gladstone performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin: 2.3% versus the two-analyst average estimate of 2.2%.
• Efficiency ratio: 67% versus 69.3% estimated by two analysts on average.
• Total Non Interest Income: $19.35 million versus the two-analyst average estimate of $18.91 million.
• Net Interest Income: $36.52 million versus the two-analyst average estimate of $35.45 million.

View all Key Company Metrics for Peapack-Gladstone here>>>

Shares of Peapack-Gladstone have returned -6.7% over the past month versus the Zacks S&P 500 composite's -2.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.