TriCo (TCBK Quick QuoteTCBK - Free Report) reported $104.11 million in revenue for the quarter ended September 2023, representing a year-over-year decline of 5.1%. EPS of $0.92 for the same period compares to $1.12 a year ago.

The reported revenue represents a surprise of +1.62% over the Zacks Consensus Estimate of $102.45 million. With the consensus EPS estimate being $0.89, the EPS surprise was +3.37%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how TriCo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency ratio: 55.6% versus 56.6% estimated by three analysts on average.
• Net Interest Margin [%]: 3.9% versus the three-analyst average estimate of 3.8%.
• Average Interest-Earning Assets: $9.05 billion compared to the $9.07 billion average estimate based on two analysts.
• Total Non Interest Income: $15.98 million versus the three-analyst average estimate of $15.82 million.
• Net Interest Income: $88.12 million compared to the $86.65 million average estimate based on two analysts.

View all Key Company Metrics for TriCo here>>>

Shares of TriCo have returned -3.3% over the past month versus the Zacks S&P 500 composite's -1.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.