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This is Why BankUnited, Inc. (BKU) is a Great Dividend Stock

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Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.

While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends account for significant portions of long-term returns, with dividend contributions exceeding one-third of total returns in many cases.

BankUnited, Inc. In Focus

Based in Miami Lakes, BankUnited, Inc. (BKU - Free Report) is in the Finance sector, and so far this year, shares have seen a price change of 14%. The company is paying out a dividend of $0.29 per share at the moment, with a dividend yield of 3.14% compared to the Banks - Major Regional industry's yield of 3.33% and the S&P 500's yield of 1.57%.

In terms of dividend growth, the company's current annualized dividend of $1.16 is up 9.4% from last year. In the past five-year period, BankUnited, Inc. has increased its dividend 4 times on a year-over-year basis for an average annual increase of 6.21%. Looking ahead, future dividend growth will be dependent on earnings growth and payout ratio, which is the proportion of a company's annual earnings per share that it pays out as a dividend. BankUnited's current payout ratio is 43%. This means it paid out 43% of its trailing 12-month EPS as dividend.

Looking at this fiscal year, BKU expects solid earnings growth. The Zacks Consensus Estimate for 2024 is $2.88 per share, with earnings expected to increase 1.77% from the year ago period.

Bottom Line

From greatly improving stock investing profits and reducing overall portfolio risk to providing tax advantages, investors like dividends for a variety of different reasons. But, not every company offers a quarterly payout.

For instance, it's a rare occurrence when a tech start-up or big growth business offers their shareholders a dividend. It's more common to see larger companies with more established profits give out dividends. During periods of rising interest rates, income investors must be mindful that high-yielding stocks tend to struggle. That said, they can take comfort from the fact that BKU is not only an attractive dividend play, but is also a compelling investment opportunity with a Zacks Rank of #2 (Buy).


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