Wall Street analysts forecast that F.N.B. (FNB Quick QuoteFNB - Free Report) will report quarterly earnings of $0.36 per share in its upcoming release, pointing to a year-over-year decline of 10%. It is anticipated that revenues will amount to $409.8 million, exhibiting an increase of 0.4% compared to the year-ago quarter.

The consensus EPS estimate for the quarter has undergone an upward revision of 1.4% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed their initial estimates during this timeframe.

Before a company announces its earnings, it is essential to take into account any changes made to earnings estimates. This is a valuable factor in predicting the potential reactions of investors toward the stock. Empirical research has consistently shown a strong correlation between trends in earnings estimate revisions and the short-term price performance of a stock.

While investors typically rely on consensus earnings and revenue estimates to gauge how the business may have fared during the quarter, examining analysts' projections for some of the company's key metrics often helps gain a deeper insight.

In light of this perspective, let's dive into the average estimates of certain F.N.B. metrics that are commonly tracked and forecasted by Wall Street analysts.

The average prediction of analysts places 'Efficiency Ratio' at 53.9%. The estimate is in contrast to the year-ago figure of 51.7%.

The consensus among analysts is that 'Net Interest Margin' will reach 3.1%. The estimate compares to the year-ago value of 3.3%.

Analysts predict that the 'Average Balance - Total interest earning assets' will reach $42.01 billion. The estimate is in contrast to the year-ago figure of $40.17 billion.

The consensus estimate for 'Total Non-Performing Loans' stands at $112.68 million. Compared to the present estimate, the company reported $113 million in the same quarter last year.

Analysts' assessment points toward 'Mortgage banking operations' reaching $7.19 million. The estimate is in contrast to the year-ago figure of $3.91 million.

Analysts expect 'Total Non-Interest Income' to come in at $89.15 million. Compared to the present estimate, the company reported $81.55 million in the same quarter last year.

It is projected by analysts that the 'Insurance commissions and fees' will reach $5.98 million. Compared to the current estimate, the company reported $5.05 million in the same quarter of the previous year.

Analysts forecast 'Capital markets income' to reach $6.19 million. The estimate compares to the year-ago value of $7.08 million.

Based on the collective assessment of analysts, 'Securities commissions and fees' should arrive at $8.03 million. The estimate compares to the year-ago value of $6.58 million.

The combined assessment of analysts suggests that 'Trust services' will likely reach $11.67 million. Compared to the present estimate, the company reported $10.53 million in the same quarter last year.

The collective assessment of analysts points to an estimated 'Service charges' of $31.19 million. The estimate is in contrast to the year-ago figure of $34.77 million.

According to the collective judgment of analysts, 'Net interest income (FTE)' should come in at $324.53 million. Compared to the present estimate, the company reported $329.50 million in the same quarter last year.

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F.N.B. shares have witnessed a change of +2.1% in the past month, in contrast to the Zacks S&P 500 composite's +4.9% move. With a Zacks Rank #3 (Hold), FNB is expected closely follow the overall market performance in the near term. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>>