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BNY Mellon Stock Up 8% on Q4 Earnings Beat, AUM & Fee Income Rise

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The Bank of New York Mellon Corporation’s (BK - Free Report) fourth-quarter 2024 adjusted earnings of $1.72 per share outpaced the Zacks Consensus Estimate of $1.56. Also, the figure reflected a jump of 33.3% from the prior-year quarter.

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Further, BK’s total revenues grew 11.2% year over year to $4.85 billion. The top line also beat the Zacks Consensus Estimate of $4.66 billion.

The primary driver of the top line was an improvement in fee income and assets under custody and/or administration (AUC/A) and assets under management (AUM) balance.

The Bank of New York Mellon Corporation Price, Consensus and EPS Surprise

The Bank of New York Mellon Corporation Price, Consensus and EPS Surprise

The Bank of New York Mellon Corporation price-consensus-eps-surprise-chart | The Bank of New York Mellon Corporation Quote

BNY Mellon shares jumped 8% during yesterday’s trading session.

Increase in Fee Income Boosts BNY Mellon’s Revenues

Total fee revenues were $3.51 billion, up 9.3% from the prior-year quarter. The increase was particularly driven by all the components except distribution and servicing fees.

BK’s investment services fees (the largest revenue component) grew 8.7% to $2.44 billion in the fourth quarter. Investment management and performance fees rose 8.7% to $808 million.

The rise in both the abovementioned metrics was driven by improvement in AUM and AUC/A balances. As of Dec. 31, 2024, AUM was $2.03 trillion, up 3% year over year, and AUC/A was $52.1 trillion, up 9%. The growth primarily reflected higher market values driven by a global market rally in the quarter, partially offset by an unfavorable impact of a strong U.S. dollar.

Similar to BK, its peers – JPMorgan (JPM - Free Report) and Citigroup (C - Free Report) – witnessed improvements in non-interest income in the fourth quarter. This resulted in a rise in revenues for both companies.

For BK, other fee income components, financing-related fees and foreign exchange revenues jumped 17.8% and 23.8%, respectively, in the fourth quarter of 2024. However, distribution and servicing fees declined 9.8%.

Additionally, BK’s net interest income (NII) on a fully taxable-equivalent (FTE) basis increased 8.4% to $1.20 billion on a year-over-year basis. The rise was driven by higher investment securities portfolio yields and balance sheet growth, partly offset by changes in the deposit mix.

Further, total non-interest expenses (GAAP basis) were $3.36 billion for BNY Mellon, down 16%. The decline was due to a fall in costs related to staff charges, net occupancy charges, distribution and servicing costs, business development costs and bank assessment charges. Adjusted expenses rose 2.4% from the prior-year quarter to $3.19 billion.

In the fourth quarter, this Zacks Rank #3 (Hold) company recorded a provision for credit losses of $20 million, declining 76.2% year over year. Likewise, JPM and C recorded a decline in their provisions for the quarter.  You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.


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