We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Humana (HUM) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
Read MoreHide Full Article
Humana (HUM - Free Report) reported $29.12 billion in revenue for the quarter ended December 2024, representing a year-over-year increase of 13.2%. EPS of -$2.16 for the same period compares to -$0.11 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $28.82 billion, representing a surprise of +1.05%. The company delivered an EPS surprise of +4.42%, with the consensus EPS estimate being -$2.26.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Humana performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Benefits Expense Ratio - Consolidated: 91.5% versus 91.3% estimated by eight analysts on average.
Medical Membership - Group Medicare Advantage: 545.7 thousand versus 544.72 thousand estimated by five analysts on average.
Medical Membership - Medicare stand-alone PDP: 2.29 million compared to the 2.26 million average estimate based on five analysts.
Medical Membership - Individual Medicare Advantage: 5.66 million versus the five-analyst average estimate of 5.67 million.
Revenues- Premiums: $27.75 billion compared to the $27.37 billion average estimate based on 10 analysts. The reported number represents a change of +10.4% year over year.
Revenues- Investment income (loss): $297 million versus the nine-analyst average estimate of $317.22 million. The reported number represents a year-over-year change of +1%.
Revenues- Services: $1.17 billion compared to the $1.07 billion average estimate based on eight analysts. The reported number represents a change of +12.1% year over year.
Revenue- CenterWell: $5.13 billion versus $4.89 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +8.9% change.
Revenues- Consolidated- Premiums- Specialty benefits: $238 million versus the five-analyst average estimate of $238.44 million. The reported number represents a year-over-year change of -4.4%.
Revenues- Consolidated- Premiums- State-based contracts and other: $3.16 billion versus the five-analyst average estimate of $2.80 billion.
Revenue- Insurance: $28.17 billion compared to the $27.67 billion average estimate based on five analysts. The reported number represents a change of +10.2% year over year.
Insurance segment - Intersegment revenues- Services: $1 million compared to the $4.60 million average estimate based on five analysts. The reported number represents a change of 0% year over year.
Shares of Humana have returned -7.2% over the past month versus the Zacks S&P 500 composite's +4.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
Humana (HUM) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
Humana (HUM - Free Report) reported $29.12 billion in revenue for the quarter ended December 2024, representing a year-over-year increase of 13.2%. EPS of -$2.16 for the same period compares to -$0.11 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $28.82 billion, representing a surprise of +1.05%. The company delivered an EPS surprise of +4.42%, with the consensus EPS estimate being -$2.26.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Humana performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Benefits Expense Ratio - Consolidated: 91.5% versus 91.3% estimated by eight analysts on average.
- Medical Membership - Group Medicare Advantage: 545.7 thousand versus 544.72 thousand estimated by five analysts on average.
- Medical Membership - Medicare stand-alone PDP: 2.29 million compared to the 2.26 million average estimate based on five analysts.
- Medical Membership - Individual Medicare Advantage: 5.66 million versus the five-analyst average estimate of 5.67 million.
- Revenues- Premiums: $27.75 billion compared to the $27.37 billion average estimate based on 10 analysts. The reported number represents a change of +10.4% year over year.
- Revenues- Investment income (loss): $297 million versus the nine-analyst average estimate of $317.22 million. The reported number represents a year-over-year change of +1%.
- Revenues- Services: $1.17 billion compared to the $1.07 billion average estimate based on eight analysts. The reported number represents a change of +12.1% year over year.
- Revenue- CenterWell: $5.13 billion versus $4.89 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +8.9% change.
- Revenues- Consolidated- Premiums- Specialty benefits: $238 million versus the five-analyst average estimate of $238.44 million. The reported number represents a year-over-year change of -4.4%.
- Revenues- Consolidated- Premiums- State-based contracts and other: $3.16 billion versus the five-analyst average estimate of $2.80 billion.
- Revenue- Insurance: $28.17 billion compared to the $27.67 billion average estimate based on five analysts. The reported number represents a change of +10.2% year over year.
- Insurance segment - Intersegment revenues- Services: $1 million compared to the $4.60 million average estimate based on five analysts. The reported number represents a change of 0% year over year.
View all Key Company Metrics for Humana here>>>Shares of Humana have returned -7.2% over the past month versus the Zacks S&P 500 composite's +4.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.