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Here's What Key Metrics Tell Us About Flushing Financial (FFIC) Q1 Earnings

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Flushing Financial (FFIC - Free Report) reported $58.06 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 27.7%. EPS of $0.23 for the same period compares to $0.14 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $55.04 million, representing a surprise of +5.49%. The company delivered an EPS surprise of +4.55%, with the consensus EPS estimate being $0.22.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Flushing Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency ratio: 72.2% compared to the 77.4% average estimate based on two analysts.
  • Net Interest Margin: 2.5% versus the two-analyst average estimate of 2.4%.
  • Average Interest-Earning Assets: $8.47 billion compared to the $8.51 billion average estimate based on two analysts.
  • Other income: $0.80 million versus the two-analyst average estimate of $0.65 million.
  • Net Interest Income: $52.99 million versus the two-analyst average estimate of $50.35 million.
  • Banking services fee income: $1.52 million versus the two-analyst average estimate of $1.91 million.
  • Total Non-Interest Income: $5.07 million versus the two-analyst average estimate of $4.69 million.
  • Federal Home Loan Bank of New York stock dividends: $0.70 million compared to the $0.71 million average estimate based on two analysts.
  • Bank owned life insurance: $1.57 million versus $1.40 million estimated by two analysts on average.
View all Key Company Metrics for Flushing Financial here>>>

Shares of Flushing Financial have returned -2.8% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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