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Compared to Estimates, FinWise Bancorp (FINW) Q1 Earnings: A Look at Key Metrics
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FinWise Bancorp (FINW - Free Report) reported $22.09 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 13.5%. EPS of $0.23 for the same period compares to $0.25 a year ago.
The reported revenue represents a surprise of -2.21% over the Zacks Consensus Estimate of $22.59 million. With the consensus EPS estimate being $0.25, the EPS surprise was -8.00%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how FinWise Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency ratio: 64.8% versus the two-analyst average estimate of 64.3%.
Net interest margin: 8.3% compared to the 9.8% average estimate based on two analysts.
Total Interest Earning Assets: $700.50 million compared to the $656.54 million average estimate based on two analysts.
Non-Performing Loans: $29.88 million compared to the $46.24 million average estimate based on two analysts.
Net charge offs to average loans: 1.9% versus the two-analyst average estimate of 2.6%.
Total Non-Interest Income: $7.81 million compared to the $6.57 million average estimate based on two analysts.
Net interest income: $14.28 million versus $15.98 million estimated by two analysts on average.
Shares of FinWise Bancorp have returned -9.4% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.
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Compared to Estimates, FinWise Bancorp (FINW) Q1 Earnings: A Look at Key Metrics
FinWise Bancorp (FINW - Free Report) reported $22.09 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 13.5%. EPS of $0.23 for the same period compares to $0.25 a year ago.
The reported revenue represents a surprise of -2.21% over the Zacks Consensus Estimate of $22.59 million. With the consensus EPS estimate being $0.25, the EPS surprise was -8.00%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how FinWise Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 64.8% versus the two-analyst average estimate of 64.3%.
- Net interest margin: 8.3% compared to the 9.8% average estimate based on two analysts.
- Total Interest Earning Assets: $700.50 million compared to the $656.54 million average estimate based on two analysts.
- Non-Performing Loans: $29.88 million compared to the $46.24 million average estimate based on two analysts.
- Net charge offs to average loans: 1.9% versus the two-analyst average estimate of 2.6%.
- Total Non-Interest Income: $7.81 million compared to the $6.57 million average estimate based on two analysts.
- Net interest income: $14.28 million versus $15.98 million estimated by two analysts on average.
View all Key Company Metrics for FinWise Bancorp here>>>Shares of FinWise Bancorp have returned -9.4% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.