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Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say
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For the quarter ended March 2025, Columbia Financial (CLBK - Free Report) reported revenue of $58.8 million, up 18.4% over the same period last year. EPS came in at $0.09, compared to $0.01 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $58.95 million, representing a surprise of -0.26%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.09.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Columbia Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 2.1% versus the two-analyst average estimate of 2.1%.
Average Interest Earning Assets: $9.69 billion versus the two-analyst average estimate of $9.81 billion.
Efficiency Ratio: 74.6% versus 75.7% estimated by two analysts on average.
Total Non-Interest Income: $8.47 million versus $8.76 million estimated by two analysts on average.
Net Interest Income: $50.33 million versus the two-analyst average estimate of $49.95 million.
Shares of Columbia Financial have returned -5.6% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say
For the quarter ended March 2025, Columbia Financial (CLBK - Free Report) reported revenue of $58.8 million, up 18.4% over the same period last year. EPS came in at $0.09, compared to $0.01 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $58.95 million, representing a surprise of -0.26%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.09.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Columbia Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 2.1% versus the two-analyst average estimate of 2.1%.
- Average Interest Earning Assets: $9.69 billion versus the two-analyst average estimate of $9.81 billion.
- Efficiency Ratio: 74.6% versus 75.7% estimated by two analysts on average.
- Total Non-Interest Income: $8.47 million versus $8.76 million estimated by two analysts on average.
- Net Interest Income: $50.33 million versus the two-analyst average estimate of $49.95 million.
View all Key Company Metrics for Columbia Financial here>>>Shares of Columbia Financial have returned -5.6% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.