Back to top

Image: Bigstock

Compared to Estimates, UWM (UWMC) Q1 Earnings: A Look at Key Metrics

Read MoreHide Full Article

For the quarter ended March 2025, UWM Holdings Corporation (UWMC - Free Report) reported revenue of $613.37 million, up 7.6% over the same period last year. EPS came in at -$0.23, compared to $0.00 in the year-ago quarter.

The reported revenue represents a surprise of +22.94% over the Zacks Consensus Estimate of $498.94 million. With the consensus EPS estimate being $0.06, the EPS surprise was -483.33%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how UWM performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Revenue- Loan production income: $304.75 million versus $361.32 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +1.9% change.
  • Revenue- Interest income: $118.10 million versus the three-analyst average estimate of $133.87 million. The reported number represents a year-over-year change of +15.9%.
  • Revenue- Loan servicing income: $190.52 million versus $185.73 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +3.2% change.
  • Revenue- Change in fair value of mortgage servicing rights: -$388.59 million versus the three-analyst average estimate of -$201.18 million. The reported number represents a year-over-year change of +2396.9%.
View all Key Company Metrics for UWM here>>>

Shares of UWM have returned -3.3% over the past month versus the Zacks S&P 500 composite's +11.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


UWM Holdings Corporation (UWMC) - free report >>

Published in