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Is Franklin Utilities A1 (FKUTX) a Strong Mutual Fund Pick Right Now?

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There are plenty of choices in the Sector - Utilities category, but where should you start your research? Well, one fund that might be worth investigating is Franklin Utilities A1 (FKUTX - Free Report) . FKUTX holds a Zacks Mutual Fund Rank of 1 (Strong Buy), which is based on various forecasting factors like size, cost, and past performance.

Objective

We classify FKUTX in the Sector - Utilities category, an area that is rife with possible choices. Sector - Utilities funds focus their investments on firms that provide essential daily services to millions of people like electric power, gas distribution, and water supply. All in all, the utility industry is a perfect fit for those investors looking for stability and low volatility.

History of Fund/Manager

Franklin is based in San Mateo, CA, and is the manager of FKUTX. Since Franklin Utilities A1 made its debut in September of 1948, FKUTX has garnered more than $3.06 billion in assets. The fund is currently managed by John Kohli who has been in charge of the fund since December of 1998.

Performance

Of course, investors look for strong performance in funds. FKUTX has a 5-year annualized total return of 11.81% and is in the middle third among its category peers. Investors who prefer analyzing shorter time frames should look at its 3-year annualized total return of 6.86%, which places it in the middle third during this time-frame.

It is important to note that the product's returns may not reflect all its expenses. Any fees not reflected would lower the returns. Total returns do not reflect the fund's [%] sale charge. If sales charges were included, total returns would have been lower.

When looking at a fund's performance, it is also important to note the standard deviation of the returns. The lower the standard deviation, the less volatility the fund experiences. Over the past three years, FKUTX's standard deviation comes in at 16.38%, compared to the category average of 14.64%. The standard deviation of the fund over the past 5 years is 16.29% compared to the category average of 15.42%. This makes the fund more volatile than its peers over the past half-decade.

Risk Factors

Investors should not forget about beta, an important way to measure a mutual fund's risk compared to the market as a whole. FKUTX has a 5-year beta of 0.54, which means it is likely to be less volatile than the market average. Another factor to consider is alpha, as it reflects a portfolio's performance on a risk-adjusted basis relative to a benchmark-in this case, the S&P 500. With a positive alpha of 1.28, managers in this portfolio are skilled in picking securities that generate better-than-benchmark returns.

Expenses

Costs are increasingly important for mutual fund investing, and particularly as competition heats up in this market. And all things being equal, a lower cost product will outperform its otherwise identical counterpart, so taking a closer look at these metrics is key for investors. In terms of fees, FKUTX is a load fund. It has an expense ratio of 0.71% compared to the category average of 0.95%. FKUTX is actually cheaper than its peers when you consider factors like cost.

Investors need to be aware that with this product, the minimum initial investment is $1,000; each subsequent investment has no minimum amount.

Fees charged by investment advisors have not been taken into considiration. Returns would be less if those were included.

Bottom Line

Overall, Franklin Utilities A1 ( FKUTX ) has a high Zacks Mutual Fund rank, and in conjunction with its comparatively similar performance, average downside risk, and lower fees, this fund looks like a good potential choice for investors right now.

This could just be the start of your research on FKUTXin the Sector - Utilities category. Consider going to www.zacks.com/funds/mutual-funds for additional information about this fund, and all the others that we rank as well for additional information. Zacks provides a full suite of tools to help you analyze your portfolio - both funds and stocks - in the most efficient way possible.


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