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Will COIN's Transaction Expense Efficiency Drive Sustainable Growth?

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Key Takeaways

  • Transaction expenses held steady at 14% of revenues in 2024 despite revenues more than doubling.
  • COIN boosts efficiency through Base, smart-order routing, fee batching and rising USDC usage.
  • Estimates for COIN's 2025 and 2026 EPS and revenues have risen, reflecting improved operating leverage.

Coinbase Global (COIN - Free Report) categorizes transaction expenses as the direct costs incurred for operating its platform, such as facilitating crypto trades, providing wallet services, and supporting infrastructure. These costs are more than routine outflows and are a vital operational lever that transforms volatile trading activity into sustained, compounding cash flow. In 2024, transaction expenses accounted for nearly 14% of total revenues, holding steady year over year, even though revenues more than doubled.

As Coinbase’s top line is heavily influenced by trading volume and market volatility, a stable transaction expense ratio helps cushion margins during periods of retail pricing pressure. This stability ensures strong operating cash flows that can be reinvested into strategic growth areas such as derivatives, global spot markets, and institutional offerings. The platform’s ability to drive transaction expense efficiency is supported by initiatives like Base, its proprietary Ethereum Layer-2 network, as well as smart-order routing, fee batching, and the rising use of USDC. For Q2 2025, Coinbase expects transaction expenses to remain in the mid-teens as a percentage of net revenues.

Coinbase’s growing ability to generate more volume per dollar of transaction expense effectively converts cyclical revenue bursts into lasting profitability. As Base scales and cost-optimization initiatives mature, the company offers investors a clearer path to margin expansion. Thus, transaction expense is not just a cost component. Its management is the engine that makes Coinbase’s growth sustainable.

What About COIN’s Competitors?

Robinhood Markets’ (HOOD - Free Report) transaction expenses are vital to its growth, shaping both operational efficiency and profit margins. By managing these costs effectively, Robinhood Markets can withstand market fluctuations. As Robinhood Markets expands across asset classes and regions, disciplined control over transaction expenses is key to driving sustainable, scalable growth.

Block Inc.’s (XYZ - Free Report) transaction expenses impact operational efficiency and platform scalability. By controlling these costs, Block boosts profitability across Cash App, Square and international markets. Effective transaction expense management allows Block to sustain long-term expansion and strengthen its competitive position in digital finance.

COIN’s Price Performance

Shares of COIN have gained 41.9% year to date, outperforming the industry.

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COIN’s Expensive Valuation

COIN trades at a price-to-earnings value ratio of 60.9, above the industry average of 21.4. But it carries a Value Score of F.

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Image Source: Zacks Investment Research

Estimates for COIN Witness Northward Movement

The Zacks Consensus Estimate for COIN’s second-quarter and third-quarter 2025 EPS has moved up 10.3% and 7.1%, respectively, over the past 30 days. The same for full-year 2025 and 2026 has increased 22.8% and 2.7%, respectively.

Zacks Investment Research
Image Source: Zacks Investment Research

The consensus estimate for COIN’s 2025 and 2026 revenues indicates year-over-year increases. While the consensus estimate for COIN’s 2025 EPS indicates a decline, the same for 2026 EPS suggests an increase.  

COIN stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.


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Coinbase Global, Inc. (COIN) - free report >>

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