Back to top

Image: Bigstock

Here's Why You Should Retain Corpay Stock in Your Portfolio Now

Read MoreHide Full Article

Key Takeaways

  • CPAY launched Corpay Complete to streamline AP, FX and payments, enhancing control and efficiency.
  • West Ham partnership renewal enhances CPAY's FX presence in global sports and strengthens brand visibility.
  • The $500M AvidXchange stake expands CPAY into AP automation, but expenses rose 8% in Q1 2025 to $578M.

Corpay, Inc. (CPAY - Free Report) stock has had a decent run in the past three months. Shares of the company have gained 6.4%, outperforming the industry’s 4.7% growth.

Zacks Investment Research
Image Source: Zacks Investment Research

CPAY's revenues are anticipated to increase 11.3% and 10.7% year over year in 2025 and 2026, respectively. Earnings are estimated to rise 10.5% in 2025 and 15.7% in 2026. CPAY has an estimated long-term (three to five years) earnings per share growth rate of 12%.

Factors That Augur Well for CPAY’s Success

The launch of Corpay Complete is a commendable strategic move by Corpay, aimed at helping U.K. businesses streamline their finance operations and regain control over rising costs. By unifying accounts payable, expense management, FX and payments into a single platform, the company eliminates the inefficiencies of disconnected systems. The platform offers real-time visibility, automated workflows and mobile access, allowing finance teams to cut manual work, reduce fraud risk and speed up approvals.

With added features like virtual cards, cashback potential and fast cross-border payments in 145 currencies, Corpay Complete strengthens spend control and improves working capital. Backed by the company’s global scale and $320 billion in annual payments, this launch empowers U.K. finance teams to work smarter, faster and with greater confidence.

Moreover, the extension of Corpay Cross-Border’s partnership with West Ham United is a smart, strategic move that strengthens both brands. Since 2018, Corpay has helped the club manage foreign exchange and international payments, proving its value as a trusted financial partner. This multi-year renewal ensures West Ham and its business network continue to benefit from Corpay’s FX expertise, especially as the club expands its global reach. For Corpay, the deal reinforces its leadership in sports finance and global payments. The partnership reflects a clear focus on efficiency, risk management and long-term growth.

Corpay’s $500 million investment in AvidXchange, alongside TPG, is a bold step to expand into AP automation and key verticals like real estate and financial services. The deal gives Corpay a 33% stake in a $2.2 billion take-private transaction, with the option to acquire100% by 2028. AvidXchange brings more than 8,500 customers, a strong merchant payment network and a recurring revenue model. Corpay expects the deal to boost earnings by 2026 and sees it as a platform for long-term growth, innovation and deeper B2B payments integration.

CPAY: Key Risks to Watch

CPAY is facing mounting pressure from rising operating expenses significantly impacting its prospects. In 2022, expenses climbed 22% year over year to $1.98 billion. In 2023, they rose another 6%, reaching $2.1 billion, followed by a 4% increase in 2024, bringing the total to $2.2 billion. The trend continued into 2025, with first-quarter expenses up 8% year over year, totaling $578 million. This steady climb underscores the company’s ongoing struggle to control costs in a challenging economic environment.

Corpay’s Zacks Rank & Stocks to Consider

CPAY carries a Zacks Rank #3 (Hold) at present.

Some better-ranked stocks from the broader Zacks Business Services sector are Byrna Technologies (BYRN - Free Report) and Maximus (MMS - Free Report) .

Byrna currently sports a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.

BYRN has an outstanding earnings surprise history, having outpaced the Zacks Consensus Estimate in each of the trailing four quarters. The average beat is 272.5%.

Maximus carries a Zacks Rank #2 (Buy) at present.

MMS has an encouraging earnings surprise history, having outpaced the Zacks Consensus Estimate in three of the trailing four quarters and missed once. The average beat is 20.1%.


See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


Maximus, Inc. (MMS) - free report >>

Byrna Technologies Inc. (BYRN) - free report >>

Corpay, Inc. (CPAY) - free report >>

Published in