Preferred Bank (PFBC Quick QuotePFBC - Free Report) reported $70.65 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 1.6%. EPS of $2.52 for the same period compares to $2.48 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $70.15 million, representing a surprise of +0.71%. The company delivered an EPS surprise of +3.7%, with the consensus EPS estimate being $2.43.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Preferred Bank performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 31.8% versus 31.3% estimated by three analysts on average.
• Net Interest Margin: 3.9% compared to the 3.8% average estimate based on three analysts.
• Net charge-offs to average loans: 0% versus 0.3% estimated by three analysts on average.
• Average Interest - Earning Assets: $6.98 billion versus $6.98 billion estimated by two analysts on average.
• Total noninterest income: $3.77 million versus $3.73 million estimated by three analysts on average.
• Net interest income before provision for credit losses: $66.87 million compared to the $66.39 million average estimate based on three analysts.

View all Key Company Metrics for Preferred Bank here>>>

Shares of Preferred Bank have returned +13.8% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.