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Servicing Revenues Slump Looms, Can Rithm Capital Still Deliver in Q2?

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Key Takeaways

  • Rithm Capital is set to report Q2 earnings of 51 cents per share on $1.25B in revenues on July 28.
  • Servicing, asset management, and other revenues are all projected to decline year over year in Q2.
  • Origination gains and Newrez profitability may offset rising expenses and interest costs this quarter.

Global asset manager Rithm Capital Corp. (RITM - Free Report) is set to report second-quarter 2025 results on July 28, 2025, before the opening bell. The Zacks Consensus Estimate for the to-be-reported quarter’s earnings is currently pegged at 51 cents per shareon revenues of $1.25 billion. 

The second-quarter earnings estimate declined by a penny over the past 60 days. However, the bottom-line projection indicates a year-over-year increase of 8.5%. Meanwhile, the Zacks Consensus Estimate for quarterly revenues suggests a year-over-year rise of 1.6%.

Zacks Investment Research Image Source: Zacks Investment Research

Yet, for full-year 2025, the Zacks Consensus Estimate for Rithm Capital’s revenues is pegged at $4.56 billion, implying a decrease of 12.9% year over year. The consensus mark for current year EPS is pegged at $2.10, in line with the year-ago figure.

Rithm Capital beat the consensus estimate in each of the last four quarters, with the average surprise being 21.6%.

Rithm Capital Corp. Price and EPS Surprise

Rithm Capital Corp. Price and EPS Surprise

Rithm Capital Corp. price-eps-surprise | Rithm Capital Corp. Quote

Q2 Earnings Whispers for Rithm Capital

Our proven model does not conclusively predict an earnings beat for Rithm Capital this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold) increases the chances of an earnings beat. That is not the case here, as you will see below.

RITM has an Earnings ESP of -2.60% and a Zacks Rank #3. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.

What’s Shaping Rithm Capital’s Q2 Results?

Diversified platform strength and multiple strategic partnerships are expected to have supported its second quarter results. The Zacks Consensus Estimate for second-quarter interest income indicates 4.5% year-over-year growth.

The growing profitability of its Newrez business is likely to have aided its Origination & Servicing segment. Also, the Zacks Consensus Estimate for second-quarter net gain on originated residential mortgage loans indicates a 27.7% year-over-year jump.

However, increased interest expense and warehouse line fees, G&A expenses, compensation, and benefits are likely to have increased total expenses, slashing profits, making an earnings beat uncertain. Nevertheless, its hedging strategies are likely to have provided some protection from the burden of increasing interest expenses.

The consensus mark for asset management revenues is pegged at $100.19 million, down 8.4% year over year. Also, the consensus mark for net servicing revenues is pegged at $425.3 million, signaling a 1.3% year-over-year decline. The consensus mark for other revenues indicates a 35.5% year-over-year decline.

Stocks That Warrant a Look

While an earnings beat looks uncertain for Rithm Capital, here are some companies from the broader Finance space that you may want to consider, as our model shows that these have the right combination of elements to post an earnings beat this time around:

Euronet Worldwide, Inc. (EEFT - Free Report) has an Earnings ESP of +2.53% and is a Zacks #2 Ranked player. You can see the complete list of today’s Zacks #1 Rank stocks here.

The Zacks Consensus Estimate for Euronet Worldwide’s bottom line for the to-be-reported quarter is pegged at $2.63 per share, indicating 16.9% year-over-year growth. The consensus estimate for Euronet Worldwide’s revenues is pegged at $1.08 billion, indicating 9% growth from a year ago.

SoFi Technologies, Inc. (SOFI - Free Report) has an Earnings ESP of +4.35% and a Zacks Rank of 3.

The Zacks Consensus Estimate for SOFI’s bottom line for the to-be-reported quarter is pegged at 6 cents per share, a significant jump from a penny a year ago. The consensus estimate for SOFI’s revenues is pegged at $805.44 million, implying a 34.9% year-over-year jump.

Houlihan Lokey, Inc. (HLI - Free Report) has an Earnings ESP of +6.60% and a Zacks Rank of 3.

The Zacks Consensus Estimate for Houlihan Lokey’s bottom line for the to-be-reported quarter is pegged at $1.69, a 38.5% year-over-year increase. The consensus estimate for Houlihan Lokey’s revenues is pegged at $588.56 million, suggesting a 14.6% increase from a year ago.

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