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First Internet (INBK) Reports Q2 Earnings: What Key Metrics Have to Say
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First Internet Bancorp (INBK - Free Report) reported $33.55 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 3.7%. EPS of $0.02 for the same period compares to $0.72 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $35.85 million, representing a surprise of -6.42%. The company delivered an EPS surprise of -93.94%, with the consensus EPS estimate being $0.33.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 2% versus 2.2% estimated by two analysts on average.
Net Interest Income (FTE): $29.15 million compared to the $30.66 million average estimate based on two analysts.
Total noninterest income: $5.56 million compared to the $6.4 million average estimate based on two analysts.
Net Interest Income: $27.99 million compared to the $29.47 million average estimate based on two analysts.
Shares of First Internet have returned +3.6% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Internet (INBK) Reports Q2 Earnings: What Key Metrics Have to Say
First Internet Bancorp (INBK - Free Report) reported $33.55 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 3.7%. EPS of $0.02 for the same period compares to $0.72 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $35.85 million, representing a surprise of -6.42%. The company delivered an EPS surprise of -93.94%, with the consensus EPS estimate being $0.33.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for First Internet here>>>
Shares of First Internet have returned +3.6% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.