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Compared to Estimates, Kinsale Capital Group (KNSL) Q2 Earnings: A Look at Key Metrics

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For the quarter ended June 2025, Kinsale Capital Group, Inc. (KNSL - Free Report) reported revenue of $469.81 million, up 22.2% over the same period last year. EPS came in at $4.78, compared to $3.75 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $434.01 million, representing a surprise of +8.25%. The company delivered an EPS surprise of +8.39%, with the consensus EPS estimate being $4.41.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Kinsale Capital Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Expense Ratio: 20.7% versus 20.9% estimated by seven analysts on average.
  • Combined Ratio: 75.8% compared to the 78% average estimate based on seven analysts.
  • Loss Ratio: 55.1% compared to the 57.2% average estimate based on seven analysts.
  • Revenues- Net Earned Premiums: $383.61 million versus the seven-analyst average estimate of $373.89 million. The reported number represents a year-over-year change of +15.4%.
  • Revenues- Net investment income: $46.47 million versus the seven-analyst average estimate of $47.06 million. The reported number represents a year-over-year change of +29.6%.
  • Revenues- Other income: $0.17 million versus the six-analyst average estimate of $0.54 million. The reported number represents a year-over-year change of -77%.
  • Revenues- Fee Income: $10.8 million compared to the $10.36 million average estimate based on five analysts. The reported number represents a change of +20.1% year over year.
  • Revenues- Change in the fair value of equity securities: $28.62 million versus the two-analyst average estimate of $8.02 million.

View all Key Company Metrics for Kinsale Capital Group here>>>

Shares of Kinsale Capital Group have returned +2.9% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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