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Shore Bancshares (SHBI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended June 2025, Shore Bancshares (SHBI - Free Report) reported revenue of $56.57 million, up 11.7% over the same period last year. EPS came in at $0.51, compared to $0.40 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $53.84 million, representing a surprise of +5.08%. The company delivered an EPS surprise of +24.39%, with the consensus EPS estimate being $0.41.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Shore Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 3.4% compared to the 3.3% average estimate based on two analysts.
  • Efficiency Ratio: 60.8% versus 62.9% estimated by two analysts on average.
  • Total Non Interest Income: $9.32 million versus the two-analyst average estimate of $7.31 million.
  • Net Interest Income: $47.25 million compared to the $46.53 million average estimate based on two analysts.

View all Key Company Metrics for Shore Bancshares here>>>

Shares of Shore Bancshares have returned +9.6% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

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