We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Paypal (PYPL) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
Read MoreHide Full Article
For the quarter ended June 2025, Paypal (PYPL - Free Report) reported revenue of $8.29 billion, up 5.1% over the same period last year. EPS came in at $1.40, compared to $1.19 in the year-ago quarter.
The reported revenue represents a surprise of +2.26% over the Zacks Consensus Estimate of $8.1 billion. With the consensus EPS estimate being $1.30, the EPS surprise was +7.69%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Paypal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Transaction margin: 46.4% versus the six-analyst average estimate of 46.7%.
Transaction take rate: 1.7% versus the six-analyst average estimate of 1.7%.
Total Payment Volume (TPV): $443.55 billion compared to the $434.45 billion average estimate based on five analysts.
Transaction expense rate: 0.9% versus 0.9% estimated by four analysts on average.
Total take rate: 1.9% compared to the 1.9% average estimate based on four analysts.
Active accounts: 438 versus 438 estimated by three analysts on average.
Transaction and Credit loss rate: 0.1% versus the three-analyst average estimate of 0.1%.
Number of payment transactions: 6,226 compared to the 6,722 average estimate based on two analysts.
Revenues from other value added services: $847 million versus the eight-analyst average estimate of $766.91 million. The reported number represents a year-over-year change of +15.7%.
Transaction revenues: $7.44 billion versus the eight-analyst average estimate of $7.31 billion. The reported number represents a year-over-year change of +4%.
Shares of Paypal have returned +5.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
Paypal (PYPL) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
For the quarter ended June 2025, Paypal (PYPL - Free Report) reported revenue of $8.29 billion, up 5.1% over the same period last year. EPS came in at $1.40, compared to $1.19 in the year-ago quarter.
The reported revenue represents a surprise of +2.26% over the Zacks Consensus Estimate of $8.1 billion. With the consensus EPS estimate being $1.30, the EPS surprise was +7.69%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Paypal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Paypal here>>>
Shares of Paypal have returned +5.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.