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Nu Holdings Ltd. (NU) Declines More Than Market: Some Information for Investors

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In the latest trading session, Nu Holdings Ltd. (NU - Free Report) closed at $12.21, marking a -3.25% move from the previous day. This move lagged the S&P 500's daily loss of 0.37%. At the same time, the Dow lost 0.74%, and the tech-heavy Nasdaq lost 0.03%.

Prior to today's trading, shares of the company had lost 6.45% lagged the Finance sector's gain of 1.34% and the S&P 500's gain of 2.68%.

Analysts and investors alike will be keeping a close eye on the performance of Nu Holdings Ltd. in its upcoming earnings disclosure. The company's earnings report is set to go public on August 14, 2025. In that report, analysts expect Nu Holdings Ltd. to post earnings of $0.13 per share. This would mark year-over-year growth of 8.33%. At the same time, our most recent consensus estimate is projecting a revenue of $3.66 billion, reflecting a 28.32% rise from the equivalent quarter last year.

In terms of the entire fiscal year, the Zacks Consensus Estimates predict earnings of $0.55 per share and a revenue of $14.9 billion, indicating changes of +22.22% and +29.38%, respectively, from the former year.

It is also important to note the recent changes to analyst estimates for Nu Holdings Ltd. These revisions typically reflect the latest short-term business trends, which can change frequently. As a result, we can interpret positive estimate revisions as a good sign for the business outlook.

Our research shows that these estimate changes are directly correlated with near-term stock prices. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.

Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has shifted 0.61% upward. As of now, Nu Holdings Ltd. holds a Zacks Rank of #2 (Buy).

Looking at its valuation, Nu Holdings Ltd. is holding a Forward P/E ratio of 23.08. For comparison, its industry has an average Forward P/E of 10.17, which means Nu Holdings Ltd. is trading at a premium to the group.

We can additionally observe that NU currently boasts a PEG ratio of 0.71. Comparable to the widely accepted P/E ratio, the PEG ratio also accounts for the company's projected earnings growth. The Banks - Foreign industry currently had an average PEG ratio of 0.96 as of yesterday's close.

The Banks - Foreign industry is part of the Finance sector. This industry currently has a Zacks Industry Rank of 38, which puts it in the top 16% of all 250+ industries.

The Zacks Industry Rank assesses the vigor of our specific industry groups by computing the average Zacks Rank of the individual stocks incorporated in the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Ensure to harness Zacks.com to stay updated with all these stock-shifting metrics, among others, in the next trading sessions.


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