We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Wells Fargo (WFC) Reports Q3 Earnings: What Key Metrics Have to Say
Read MoreHide Full Article
Wells Fargo (WFC - Free Report) reported $21.44 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 5.3%. EPS of $1.73 for the same period compares to $1.52 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $21.19 billion, representing a surprise of +1.15%. The company delivered an EPS surprise of +11.61%, with the consensus EPS estimate being $1.55.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Wells Fargo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 65% compared to the 63.4% average estimate based on seven analysts.
Return on assets (ROA) - Financial Ratios: 1.1% compared to the 1.1% average estimate based on seven analysts.
Net loan charge-offs as a % of average total loans (annualized): 0.4% versus the seven-analyst average estimate of 0.5%.
Net interest margin on a taxable-equivalent basis: 2.6% versus 2.7% estimated by seven analysts on average.
Average Balance - Total interest-earning assets: $1832.51 billion versus the six-analyst average estimate of $1780.11 billion.
Return on equity (ROE) - Financial Ratios: 12.8% versus the six-analyst average estimate of 12.2%.
Book value per common share: $52.30 versus $51.65 estimated by six analysts on average.
Allowance for loan losses as a percentage of total loans: 1.5% versus the five-analyst average estimate of 1.5%.
Total nonperforming assets: $7.83 billion compared to the $8.1 billion average estimate based on five analysts.
Net loan charge-offs: $942 million versus the five-analyst average estimate of $1.12 billion.
Tier 1 Leverage Ratio: 7.7% versus 7.9% estimated by four analysts on average.
Total nonaccrual loans: $7.61 billion versus $7.92 billion estimated by four analysts on average.
Shares of Wells Fargo have returned -3.1% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
Wells Fargo (WFC) Reports Q3 Earnings: What Key Metrics Have to Say
Wells Fargo (WFC - Free Report) reported $21.44 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 5.3%. EPS of $1.73 for the same period compares to $1.52 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $21.19 billion, representing a surprise of +1.15%. The company delivered an EPS surprise of +11.61%, with the consensus EPS estimate being $1.55.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Wells Fargo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Wells Fargo here>>>
Shares of Wells Fargo have returned -3.1% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.