We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Compared to Estimates, The PNC Financial Services Group (PNC) Q3 Earnings: A Look at Key Metrics
Read MoreHide Full Article
For the quarter ended September 2025, The PNC Financial Services Group, Inc (PNC - Free Report) reported revenue of $5.95 billion, up 9.4% over the same period last year. EPS came in at $4.35, compared to $3.49 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $5.83 billion, representing a surprise of +1.92%. The company delivered an EPS surprise of +7.41%, with the consensus EPS estimate being $4.05.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how The PNC Financial Services Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net charge-offs to average loans: 0.2% compared to the 0.3% average estimate based on seven analysts.
Net interest margin: 2.8% versus 2.9% estimated by seven analysts on average.
Efficiency ratio: 59% versus the six-analyst average estimate of 59.3%.
Total nonperforming assets: $2.3 billion versus $2.21 billion estimated by six analysts on average.
Total interest-earning assets - Average balance: $518.13 billion compared to the $512.95 billion average estimate based on six analysts.
Book value per common share: $135.67 versus the six-analyst average estimate of $134.56.
Leverage Ratio: 9.2% compared to the 9.3% average estimate based on four analysts.
Total nonperforming loans: $2.14 billion compared to the $2.21 billion average estimate based on four analysts.
Tier 1 risk-based ratio: 12% compared to the 11.9% average estimate based on three analysts.
Total capital risk-based: 13.6% versus the two-analyst average estimate of 14.1%.
Net interest income (Fully Taxable-Equivalent - FTE) (non-GAAP): $3.68 billion compared to the $3.69 billion average estimate based on seven analysts.
Total Noninterest Income: $2.27 billion compared to the $2.14 billion average estimate based on seven analysts.
Shares of The PNC Financial Services Group have returned -5.6% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
Compared to Estimates, The PNC Financial Services Group (PNC) Q3 Earnings: A Look at Key Metrics
For the quarter ended September 2025, The PNC Financial Services Group, Inc (PNC - Free Report) reported revenue of $5.95 billion, up 9.4% over the same period last year. EPS came in at $4.35, compared to $3.49 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $5.83 billion, representing a surprise of +1.92%. The company delivered an EPS surprise of +7.41%, with the consensus EPS estimate being $4.05.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how The PNC Financial Services Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for The PNC Financial Services Group here>>>
Shares of The PNC Financial Services Group have returned -5.6% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.