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Equifax Gears Up to Report Q3 Earnings: What's in the Offing?

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Key Takeaways

  • Equifax will release 3Q25 results on Oct. 21 before market open.
  • Q3 revenues are estimated at $1.5B, up 5.6% y/y on broad segment strength.
  • EPS is projected at $1.93, indicating 4.3% y/y growth, driven by stronger margins.

Equifax (EFX - Free Report) is scheduled to report third-quarter 2025 results on Oct. 21, before market open.

EFX has a decent earnings surprise history. It has outperformed the Zacks Consensus Estimate in four preceding quarters, with an average of 3.7%.

Equifax, Inc. Price and EPS Surprise

 

Equifax, Inc. Price and EPS Surprise

Equifax, Inc. price-eps-surprise | Equifax, Inc. Quote

EFX’s Q3 Expectations

The Zacks Consensus Estimate for Equifax’s top line is pinned at $1.5 billion, hinting at a 5.6% rise from the year-ago quarter’s actual. We anticipate the overall improving segmental performance to have enhanced the top line.

We expect revenues from Workforce Solutions to increase 3.5% year over year. Our estimate is pegged at $641.7 million. We anticipate verifier, government and consumer lending businesses to have improved, providing a significant upward momentum to this segment’s revenues.

Our estimate for third-quarter 2025 revenues from U.S. Information Solutions (“USIS”) is pinned at $509.6 million, implying a 6.9% rise from the year-ago quarter’s reported number. We are expecting a significant rally in mortgage revenues due to annual price hikes related to credit scores and high growth in preapproval products to have augmented this segment’s revenues.

We anticipate total international revenues to increase 6.9% from the year-ago quarter to $368.6 million. A robust performance across Europe and Latin America is likely to have a positive impact on this segment.

Adjusted EBITDA for the USIS and International segments is expected to experience year-over-year growth of 11.2% and 13.7%, respectively, to $179.6 million and $108.7 million.

The adjusted EBITDA for Workplace Solutions is likely to be $327.4 million, up 2.3% from the year-ago quarter’s actual.

The consensus estimate for earnings per share is set at $1.93, suggesting 4.3% year-over-year growth. Strong margin growth is expected to have improved the bottom line.

What Our Model Says About EFX

Our proven model does not predict an earnings beat for Equifax this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. But that is not the case here. You can uncover the best stocks before they are reported with our Earnings ESP Filter.

EFX has an Earnings ESP of -2.16% and a Zacks Rank of 3 (Hold) at present.

Stocks to Consider

Here are a few stocks from the broader Business Services sector, which, according to our model, have the right combination of elements to beat on earnings this season.

Republic Services (RSG - Free Report) : The Zacks Consensus Estimate for the company’s three-quarter 2025 revenues is pegged at $4.3 billion, indicating year-over-year growth of 4.5%. For earnings, the consensus mark is pinned at $1.76, suggesting a 2.8% decline from the year-ago quarter’s reported figure. The company beat the consensus estimate in the past four quarters, with an average surprise of 8%.

RSG carries an Earnings ESP of +1.78% and a Zacks Rank of 3 at present. You can see the complete list of today’s Zacks #1 Rank stocks here.

The company is scheduled to declare its three-quarter 2025 results on Oct. 30.

Rollins (ROL - Free Report) : The Zacks Consensus Estimate for three-quarter 2025 revenues is pegged at $1 billion, indicating an 11.5% increase from the year-ago quarter’s actual. For earnings, the consensus mark is pegged at 32 cents per share, suggesting 10.3% growth from the year-ago quarter’s reported number. ROL surpassed the consensus estimate in one of the past four quarters, met twice and missed once, with an average beat of 0.03%.

Rollins has an Earnings ESP of +4.94% and a Zacks Rank of 3. It is scheduled to declare its three-quarter 2025 results on Oct. 29.


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