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Park National (PRK) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended September 2025, Park National (PRK - Free Report) reported revenue of $141.59 million, up 2.9% over the same period last year. EPS came in at $2.87, compared to $2.25 in the year-ago quarter.

The reported revenue represents a surprise of +1.07% over the Zacks Consensus Estimate of $140.1 million. With the consensus EPS estimate being $2.73, the EPS surprise was +5.13%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Park National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 4.7% versus the three-analyst average estimate of 4.7%.
  • Efficiency ratio: 55.9% versus 58.1% estimated by three analysts on average.
  • Total Non Interest Income: $30.57 million compared to the $30.9 million average estimate based on three analysts.
  • Net Interest Income: $111.02 million compared to the $109.19 million average estimate based on three analysts.

View all Key Company Metrics for Park National here>>>

Shares of Park National have returned -3.7% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

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