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Paypal (PYPL) Reports Q3 Earnings: What Key Metrics Have to Say
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For the quarter ended September 2025, Paypal (PYPL - Free Report) reported revenue of $8.42 billion, up 7.3% over the same period last year. EPS came in at $1.34, compared to $1.20 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $8.26 billion, representing a surprise of +1.95%. The company delivered an EPS surprise of +12.61%, with the consensus EPS estimate being $1.19.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Paypal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Total Payment Volume (TPV): $458.09 billion versus $448.89 billion estimated by seven analysts on average.
Transaction margin: 46% versus the six-analyst average estimate of 45.9%.
Transaction take rate: 1.6% compared to the 1.7% average estimate based on six analysts.
Transaction expense rate: 0.9% versus 0.9% estimated by four analysts on average.
Total take rate: 1.8% compared to the 1.8% average estimate based on four analysts.
Active accounts: 438 compared to the 439 average estimate based on four analysts.
Transaction and Credit loss rate: 0.1% versus the three-analyst average estimate of 0.1%.
Number of payment transactions: 6,331 versus 6,559 estimated by two analysts on average.
Net Revenues- Revenues from other value added services: $895 million compared to the $823.65 million average estimate based on nine analysts. The reported number represents a change of +14.7% year over year.
Net Revenues- Transaction revenues: $7.52 billion compared to the $7.44 billion average estimate based on nine analysts. The reported number represents a change of +6.4% year over year.
Shares of Paypal have returned +0.8% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Paypal (PYPL) Reports Q3 Earnings: What Key Metrics Have to Say
For the quarter ended September 2025, Paypal (PYPL - Free Report) reported revenue of $8.42 billion, up 7.3% over the same period last year. EPS came in at $1.34, compared to $1.20 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $8.26 billion, representing a surprise of +1.95%. The company delivered an EPS surprise of +12.61%, with the consensus EPS estimate being $1.19.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Paypal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Paypal here>>>
Shares of Paypal have returned +0.8% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.