For the quarter ended September 2025, Prosperity Bancshares (PB Quick QuotePB - Free Report) reported revenue of $314.67 million, up 3.9% over the same period last year. EPS came in at $1.45, compared to $1.34 in the year-ago quarter.

The reported revenue represents a surprise of -0.6% over the Zacks Consensus Estimate of $316.58 million. With the consensus EPS estimate being $1.45, the company has not delivered EPS surprise.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 44.1% versus 44.8% estimated by five analysts on average.
• Net Interest Margin (Tax Equivalent Basis): 3.2% versus 3.3% estimated by five analysts on average.
• Average balance - Total interest-earning assets: $33.54 billion versus the four-analyst average estimate of $33.66 billion.
• Net charge-offs to average loans: 0.1% compared to the 0.1% average estimate based on four analysts.
• Total nonperforming assets: $119.56 million compared to the $110.64 million average estimate based on three analysts.
• Total nonperforming loans: $105.8 million versus the three-analyst average estimate of $102.02 million.
• Total Noninterest Income: $41.24 million versus $40.41 million estimated by five analysts on average.
• Net Interest Income: $273.44 million compared to the $275.77 million average estimate based on four analysts.
• Net Interest Income (Tax Equivalent Basis): $274.24 million versus the three-analyst average estimate of $277.1 million.
• Mortgage income: $0.93 million compared to the $1.03 million average estimate based on two analysts.
• Brokerage income: $1.33 million compared to the $1.3 million average estimate based on two analysts.
• Bank owned life insurance income: $2.11 million compared to the $2 million average estimate based on two analysts.

View all Key Company Metrics for Prosperity Bancshares here>>>

Shares of Prosperity Bancshares have returned -4.6% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.