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NewtekOne (NEWT) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended September 2025, NewtekOne (NEWT - Free Report) reported revenue of $74.94 million, up 19.3% over the same period last year. EPS came in at $0.67, compared to $0.45 in the year-ago quarter.

The reported revenue represents a surprise of -1.83% over the Zacks Consensus Estimate of $76.33 million. With the consensus EPS estimate being $0.63, the EPS surprise was +6.35%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how NewtekOne performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 56.3% compared to the 55% average estimate based on two analysts.
  • Net interest income: $14.55 million versus $16.89 million estimated by three analysts on average.
  • Total noninterest income: $60.39 million versus the three-analyst average estimate of $59.25 million.
  • Noninterest income- Servicing income: $6.08 million compared to the $5.49 million average estimate based on two analysts.
  • Noninterest income- Net gains on sales of loans: $9.56 million compared to the $21.79 million average estimate based on two analysts.
  • Noninterest income- Electronic payment processing income: $11.05 million versus $13.29 million estimated by two analysts on average.
  • Noninterest income- Other noninterest income: $9.96 million versus $8.86 million estimated by two analysts on average.
  • Noninterest income- Dividend income: $0.43 million compared to the $0.53 million average estimate based on two analysts.
  • Noninterest income- Loan servicing asset revaluation: $-12.5 million compared to the $-4.21 million average estimate based on two analysts.

View all Key Company Metrics for NewtekOne here>>>

Shares of NewtekOne have returned -5.4% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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