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OneMain (OMF) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
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For the quarter ended September 2025, OneMain Holdings (OMF - Free Report) reported revenue of $1.07 billion, up 9.3% over the same period last year. EPS came in at $1.90, compared to $1.26 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.04 billion, representing a surprise of +3.42%. The company delivered an EPS surprise of +20.25%, with the consensus EPS estimate being $1.58.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net charge-off ratio (Consumer and Insurance Segment): 6.7% versus 7.2% estimated by three analysts on average.
Net Interest Income: $1.07 billion compared to the $1.04 billion average estimate based on four analysts.
Insurance: $112 million versus $111.99 million estimated by four analysts on average.
Investment: $26 million versus $24.8 million estimated by four analysts on average.
Net interest income after provision for finance receivable losses: $584 million versus $519.34 million estimated by four analysts on average.
Total other revenues: $163 million compared to the $188.45 million average estimate based on four analysts.
Other income: $47 million compared to the $42.5 million average estimate based on two analysts.
Shares of OneMain have returned -1.1% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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OneMain (OMF) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
For the quarter ended September 2025, OneMain Holdings (OMF - Free Report) reported revenue of $1.07 billion, up 9.3% over the same period last year. EPS came in at $1.90, compared to $1.26 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.04 billion, representing a surprise of +3.42%. The company delivered an EPS surprise of +20.25%, with the consensus EPS estimate being $1.58.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for OneMain here>>>
Shares of OneMain have returned -1.1% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.