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Compared to Estimates, Chime Financial, Inc. (CHYM) Q3 Earnings: A Look at Key Metrics
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For the quarter ended September 2025, Chime Financial, Inc. (CHYM - Free Report) reported revenue of $543.52 million, representing no change compared to the same period last year. EPS came in at -$0.15, compared to $0 in the year-ago quarter.
The reported revenue represents a surprise of +2.53% over the Zacks Consensus Estimate of $530.13 million. With the consensus EPS estimate being -$0.25, the EPS surprise was +40%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Chime Financial, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Purchase Volume: $32.3 billion versus the three-analyst average estimate of $32.04 billion.
Average Revenue per Active Member (ARPAM): $245.00 versus $240.10 estimated by three analysts on average.
Active Members: 9.1 million versus 8.96 million estimated by three analysts on average.
Platform-related Revenue: $180 million compared to the $168.98 million average estimate based on five analysts.
Payments Revenue: $363 million versus $361.06 million estimated by five analysts on average.
Shares of Chime Financial, Inc. have returned -14.4% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Compared to Estimates, Chime Financial, Inc. (CHYM) Q3 Earnings: A Look at Key Metrics
For the quarter ended September 2025, Chime Financial, Inc. (CHYM - Free Report) reported revenue of $543.52 million, representing no change compared to the same period last year. EPS came in at -$0.15, compared to $0 in the year-ago quarter.
The reported revenue represents a surprise of +2.53% over the Zacks Consensus Estimate of $530.13 million. With the consensus EPS estimate being -$0.25, the EPS surprise was +40%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Chime Financial, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Chime Financial, Inc. here>>>
Shares of Chime Financial, Inc. have returned -14.4% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.